Sinking Funds Tracker Bundle | Savings Goal Planner, Monthly Log (PDF Download)
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Original Price: $2.40
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INSTANT DOWNLOAD — A 33-page printable sinking funds tracker that breaks big expenses into small monthly savings. Stop getting blindsided by car insurance, holiday gifts, and annual subscriptions. Start saving for them on purpose.
Irregular expenses destroy budgets. You know they are coming — the car insurance renewal, the vet bill, back-to-school supplies — but they still hit like a surprise every time. Sinking funds fix that. Set a target, divide by the months you have, and save a little each month until the money is ready.
Built by Unfold Factory Studio. 33 pages. 16 funds. 12 months of control.
WHAT'S INCLUDED (33 Pages)
- Cover + Table of Contents
- Quick-Start Guide (2 pages) — What sinking funds are, 6-step setup, common fund amounts
- Sinking Funds Overview — Master list of all 16 funds on one page
- Sinking Funds Calculator — Formula reference plus 12-row worksheet
- Annual Expense Calendar — 12-month grid showing when each major expense hits
- Monthly Contribution Planner — 14-fund by 12-month grid
- 12 Pre-Labeled Fund Trackers — Car Maintenance, Car Insurance, Home Repairs, Medical/Dental, Holiday Gifts, Vacation, Back to School, Pet Care, Annual Subscriptions, Clothing, Birthday Gifts, Emergency Buffer
- 4 Blank Fund Trackers — Same layout with custom name field
- Fund Completion Tracker — Visual dashboard with 16 progress bars
- 4 PDF variants: US Letter + A4, full color + low-ink
HOW IT WORKS
1. Print the Quick-Start Guide and read the 6-step setup
2. Use the Calculator to figure out monthly amounts
3. Fill in the Overview page with your targets and start dates
4. Print the individual fund pages you need
5. Log contributions monthly and watch your progress bars fill up
6. Check the Annual Calendar before each month
WHO IT'S FOR
- Budgeters who follow cash envelopes, zero-based budgets, or Dave Ramsey-style methods
- Homeowners and renters caught off-guard by semi-annual insurance or annual renewals
- Parents managing back-to-school, birthday, and holiday gift spending
- Anyone tired of "surprise" expenses that were never actually surprises
GUARANTEE
Not what you expected? Message us within 30 days for a full refund.
HOW TO ACCESS
After purchase, download a ZIP file with 4 PDFs: US Letter + A4, full color + low-ink. Print unlimited times for personal use.
Unfold Factory Studio. For personal use only.
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Item typeDigital download
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Digital file type(s)4 PDF
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