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Monthly Budget Tracker Spreadsheet | 50/30/20 Budget Planner (Digital Download)

Price:$4.99

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Highlights

See exactly where your money goes every month. This Monthly Budget Tracker uses the proven 50/30/20 framework — 50% needs, 30% wants, 20% savings — and automatically compares your planned budget against your actual spending. No more wondering where your paycheck went. Open the spreadsheet and it's all right there.
WHAT'S INSIDE:
— Dashboard with income vs expenses, budget vs actual, and spending breakdown
— 6-tab system: Dashboard, Budget Setup, Expense Log, Category Summary, Annual Overview, and Instructions
— 169 built-in formulas that auto-calculate everything
— 50/30/20 budget framework built in — automatically sorts your spending
— Budget vs Actual comparison with SUMIF auto-pulling from your expense log
— 17 expense categories matching real-world spending patterns
— Annual overview to track month-over-month trends
— Color-coded over-budget warnings
HOW TO USE:

1. Download the file and open in Google Sheets or Excel
2. Enter your monthly take-home income
3. Set planned budget amounts for each of the 17 expense categories
4. Log expenses as you spend — date, amount, category, description
5. Dashboard auto-calculates budget vs actual and flags where you're over

PERFECT FOR:
— Anyone budgeting for the first time
— People who've tried budgeting apps and hated them
— Couples managing shared household finances
— Anyone living paycheck to paycheck who wants to break the cycle
— Dave Ramsey fans and 50/30/20 budgeters
— People who just want to see the numbers without signing up for an app
WHAT YOU GET:
— Instant digital download (.xlsx file)
— Works in Google Sheets (free) and Microsoft Excel
— Lifetime access — download once, use forever
— Blue input cells show you exactly where to type
— Sample data included so you can see how it works before entering your own
You don't need a budgeting app that sells your data. You need a spreadsheet that shows you the truth.

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Listed on Jul 31, 2026
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