Report this item to Etsy

NowPrice:$12.59

Original Price: $17.99

30% off

•

Sale ends in 15:08:59

FIRE Calculator Spreadsheet Excel Google Sheets | Early Retirement & Financial Independence Planner | Coast FIRE, Monte Carlo, 401k

josh

Designed by josh

ReadySheetGo ·

United States

You can only make an offer when buying a single item

Highlights

  • Designed by ReadySheetGo
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 TXT, 1 other file

Stop guessing if you can retire on time. This spreadsheet does the math for you.

🎁 FREE BONUS INCLUDED — FIRE Number + Scenario Planner (a $27 value): calculates your FIRE number and models every path to get there. Yours free with this template.

Know EXACTLY how much you need to save, when you can retire, and whether you're on track — all updated automatically as you enter your numbers.

WHAT'S INCLUDED (9 Interactive Tabs):

- Instructions — Step-by-step guide to get started in minutes
- Your Info — One place to enter all your financial details (yellow-highlighted input cells)
- Retirement Dashboard — At-a-glance readiness status with ON TRACK / NEEDS ATTENTION indicators
- Savings Projection — 40-year compound growth projections with portfolio growth chart
- Account Planner — Optimize contributions across 401(k), Traditional IRA, Roth IRA, HSA, and Brokerage accounts with recommended contribution order
- FIRE Calculator — Calculate your Financial Independence number, years to FIRE, FIRE age, and progress percentage with savings rate scenario table
- Withdrawal Strategy — 4% rule analysis, Required Minimum Distribution (RMD) schedule ages 73-90, and tax-efficient withdrawal order guide
- Expense Planner — Project retirement expenses by category with inflation adjustments and pie chart breakdown
- Scenario Analysis — Best case, expected, and worst case projections side by side with Social Security claiming strategy comparison (ages 62, 65, 67, 70)

KEY FEATURES:

- 463 working formulas that auto-calculate everything
- 40-year savings projections with compound growth
- FIRE number calculator (25x annual expenses)
- Dual-income / spouse support for couples planning together
- Multiple retirement account types (401k, IRA, Roth, HSA, Brokerage, Pension, Social Security)
- Inflation-adjusted expense projections
- Required Minimum Distribution (RMD) schedule
- Social Security claiming age comparison with breakeven analysis
- Conditional formatting — green for on track, red for needs attention
- Professional formatting with branded design
- All input cells clearly highlighted in yellow

HOW IT WORKS:

1. Download the file and open in Excel or Google Sheets
2. Enter your info in the yellow-highlighted cells (age, income, savings, contributions)
3. Review your personalized retirement dashboard, FIRE timeline, and scenario analysis

That's it. Your complete retirement plan, calculated automatically.

WORKS WITH:
- Microsoft Excel (Desktop & Online)
- Google Sheets (upload and use free)
- Numbers for Mac (most features)

PERFECT FOR:
- Anyone planning for retirement (traditional or FIRE)
- FIRE movement followers calculating their independence number
- Couples planning retirement together
- 30-50 year olds who want to run their own numbers
- Anyone who just met with a financial advisor and wants to verify projections

INSTANT DIGITAL DOWNLOAD
Purchase, download, and start planning your retirement immediately. No waiting, no shipping.

100% SATISFACTION GUARANTEE
If this template doesn't help you plan your retirement with confidence, contact us and we'll make it right.

DISCLAIMER: This spreadsheet is for educational and planning purposes only. It is not financial advice. Consult a qualified financial advisor for personalized retirement planning.

📗 HOW TO OPEN IN GOOGLE SHEETS (free & easy):
This is one file that works in BOTH Excel and Google Sheets — there's no separate file to find, you just import the download once:
1. Go to sheets.google.com and open a blank spreadsheet
2. Click File ▸ Import ▸ Upload
3. Drag in the .xlsx file you downloaded from this order
4. Choose "Replace spreadsheet" and click Import data
All tabs load as a full Google Sheet saved in your Drive — edit it on any device. (Prefer Excel? Just double-click the file to open.)

© ReadySheetGo — Professional Spreadsheet Templates

———————————————
VIDEO TUTORIAL INCLUDED
This template comes with a step-by-step video walkthrough to help you get set up in minutes. Your tutorial link is included with the instant download.

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

View shop registration details

Be the first to review this item

No reviews yet. See what customers say about other items from this shop.

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Coast Fire Spreadsheet

Fire Calculator

Coast Fire Calculator

Coast Fire Tracker

Fire Tracker

Fire Spreadsheet

Fire Calculator Spreadsheet

Fire Planner

401k

Fire Retirement Planner

Listed on Jul 13, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates