Your Personal Digital Budget Tracker | No Excel Needed | User-Friendly Digital Download | Track Expenses Easily

You're done guessing where your money went.

Your Money Control Tracker is a complete personal finance tracker built as a single web app. No spreadsheets. No subscriptions. No accounts. No data sent anywhere. Open it, use it, own it.

HOW YOU'LL USE IT

After purchase you get two ways to access — pick what fits:

HOSTED VERSION (easiest for most)
Open the web app link included in your download. Bookmark it. On iPhone tap Share then Add to Home Screen. On Android tap Install App. Works on every device. Your data stays private — nothing is uploaded.

LOCAL FILE (fully offline)
On a computer, double-click the HTML file. Opens in your browser, no internet needed. Perfect for travel or if you just prefer files.
Same app, both ways. Switch anytime. Use the built-in Save button to back up your data as a file and move it between devices.

WHAT IT DOES
✓ Dashboard — your full money picture at a glance
✓ Transactions — log expenses and income in 10 seconds
✓ Calendar — visual reminder of every recurring bill
✓ Budgets — monthly targets with pace tracking
✓ Sinking Funds — save for Christmas, car repairs, vacation
✓ Debt Tracker — payoff timeline, Avalanche vs Snowball
✓ Net Worth — assets minus liabilities, 6-month trend
✓ 50/30/20 Rule — Needs, Wants, Savings dashboard
✓ Investment Forecast — compound interest projector
✓ No-Spend Challenge — track clean days, build streaks
✓ Categories — fully customizable to your life
WHAT MAKES IT DIFFERENT
✓ NO SUBSCRIPTION — buy once, yours forever
✓ NO INTERNET REQUIRED — works fully offline
✓ NO ACCOUNT — your data never leaves your device
✓ NO BANK CONNECTION — 100% private by design
✓ ANY DEVICE — phone, tablet, laptop, desktop

WHAT'S INCLUDED

Your Money Control Tracker.html — the app itself
Read Me First and Quick Start.pdf — up and running in 2 minutes
Tutorial.pdf — full walkthrough of every feature

HOW IT WORKS
Download a ZIP after purchase. Unzip. Done. Your data lives in your browser. Use the Save button to download backups anytime — store them wherever you like. Comes pre-loaded with example data so you can see it working before you add your own.

WHO IT'S FOR
Anyone drowning in spreadsheet chaos. Anyone paying monthly for a budget app and getting nothing for it. Anyone who wants their financial data to stay private. People who want a calm, simple, lasting tool that actually gets used.

SPECS
Works in: Chrome, Edge, Firefox, Safari
Works on: Windows, Mac, iOS, Android
Internet: not required after download
File size: under 300KB
Format: single HTML file

SUPPORT
Email chattlbm [!at] gmail.com with subject line Your Money Control Tracker Help and we'll get back to you within 48 hours. Or contact us directly at Mercer Family Studio on Etsy.
LICENSE
Personal use only. Not for resale or redistribution. Backup copies for your own use are fine.
Built by Mercer Family Studio. Calm tools for chaotic life.