Personal Finance Dashboard, Budget Planner App, Offline HTML Tracker

💰 Budget Planner App – Personal Finance Dashboard, Bill Tracker, Debt Payoff, Net Worth & Sinking Funds

Take control of your money with BudgetPro, a complete offline personal finance dashboard designed to help you plan your budget, track bills and expenses, manage debt, build savings and monitor your net worth — all in one easy-to-use digital app.

No Excel.
No Google Sheets.
No subscription.
No account required.

Simply download the HTML file, open it in a compatible browser and start organising your finances.

⸻

✨ What You Can Track

BudgetPro includes 13 powerful finance modules:

📊 Financial Dashboard
📅 Monthly Budget Planner
💵 Income Tracker
🧾 Expense Tracker
🔄 Transaction Tracker
📇 Bill Tracker
🏦 Savings Goals
🎁 Sinking Funds
📉 Debt Payoff Tracker
📈 Net Worth Tracker
📆 Annual Summary
📝 Financial Goals & Notes
⚙️ Settings, Backup & Data Tools

The app is designed to give you a clear view of your financial position without complicated spreadsheets or ongoing fees.

⸻

📊 Personal Finance Dashboard

See your key financial figures at a glance:

• Annual income
• Annual expenses
• Total savings
• Savings rate
• Monthly cash flow
• Outstanding debt
• Expense breakdown
• Savings progress
• Monthly financial trends

Interactive charts update as you add or edit your information.

⸻

📅 12-Month Budget Planner

Plan and review your full financial year.

Track each month’s:

• Income
• Fixed expenses
• Variable expenses
• Debt payments
• Savings
• Remaining cash flow
• Budget status

Click directly on the monthly values to make changes.

You can use the planner for 2026, 2027 or any future year by changing the planning year in Settings.

⸻

💵 Income Tracker

Track multiple sources of income, including:

• Salary
• Freelance income
• Business income
• Rental income
• Investment income
• Side-hustle income
• Other income

Choose the correct payment frequency:

• Weekly
• Bi-weekly
• Monthly
• Quarterly
• Annual
• Variable

BudgetPro calculates monthly and annual equivalents based on the selected frequency.

⸻

🧾 Expense Tracker

Compare your planned spending with your actual spending.

Track:

• Expense category
• Monthly budget
• Actual amount spent
• Remaining budget
• Percentage used
• Over-budget alerts
• Notes

Visual charts make it easy to understand where your money is going.

⸻

🔄 Transaction Tracker

Record day-to-day income and expenses.

Each transaction can include:

• Date
• Description
• Income or expense type
• Category
• Amount
• Account
• Payment method
• Recurring status
• Cleared status
• Notes

Search and filter transactions by month, category or type.

CSV export is included.

⸻

📇 Bill Tracker

Stay organised and avoid missed payments.

Track:

• Bill name
• Category
• Amount
• Due date
• Frequency
• Payment account
• Auto-pay status
• Paid or unpaid status
• Date paid
• Notes

Quickly see:

• Upcoming bills
• Overdue bills
• Paid bills
• Monthly bill totals

⸻

🏦 Savings Goals

Create and track savings targets for:

• Emergency funds
• Holidays
• House deposits
• New cars
• Education
• Large purchases
• Personal goals

Each goal includes:

• Target amount
• Current amount saved
• Deadline
• Progress percentage
• Monthly contribution needed

⸻

🎁 Sinking Funds

Prepare gradually for irregular or annual expenses.

Ideal for:

• Christmas
• Holidays
• Car repairs
• Annual insurance
• School costs
• Home maintenance
• Birthdays
• Seasonal expenses

Add contributions or record withdrawals while keeping sinking funds separate from your main savings goals.

⸻

📉 Debt Payoff Tracker

Track credit cards, loans, mortgages and other debts.

Enter:

• Starting balance
• Current balance
• Interest rate
• Minimum monthly payment
• Extra monthly payment

View estimated:

• Payoff time
• Payoff date
• Future interest
• Interest saved with extra payments
• Overall progress

Choose from:

• Debt Snowball
• Debt Avalanche
• Custom order

All debt calculations are estimates and are not financial advice.

⸻

📈 Net Worth Tracker

Track your financial progress over time.

Add assets such as:

• Cash
• Bank accounts
• Savings accounts
• Investments
• Property
• Vehicles
• Pension or retirement funds
• Business assets

Add liabilities such as:

• Credit cards
• Mortgage
• Car loans
• Student loans
• Personal loans
• Other debts

Save monthly snapshots and view your net-worth trend.

⸻

🎨 7 Colour Themes

Personalise the app with one of seven built-in themes:

• Ocean
• Emerald
• Violet
• Rose
• Amber
• Slate
• Dark Mode

Your selected theme is saved automatically.

⸻

🌍 17 Supported Currencies

BudgetPro supports:

• GBP
• USD
• EUR
• CAD
• AUD
• NZD
• JPY
• INR
• CHF
• SEK
• NOK
• DKK
• PLN
• BRL
• MXN
• SGD
• AED

Currency formatting updates throughout the planner.

⸻

🧮 Flexible Budgeting Methods

Choose the budgeting approach that suits you:

• Custom Budget
• Zero-Based Budget
• 50/30/20 Budget
• Paycheck Budget
• Envelope Budget

You are free to change methods at any time.

⸻

🔒 Private & Offline

Your financial information is stored locally in the browser you use to open the planner.

The app does not require:

• An online account
• A subscription
• Cloud storage
• Excel
• Google Sheets

Important:

• Browser storage is not encrypted
• Data does not automatically sync between devices
• Clearing browser data may remove saved information
• Private or incognito mode may not retain data
• Export backups regularly

⸻

💾 Backup, Restore & Export

BudgetPro includes:

• Full JSON backup export
• JSON backup import
• CSV exports
• Demo-data controls
• Reset options
• Printable annual report

Use backup export and import to move your planner between compatible devices or browsers.

⸻

📱 Device Compatibility

Designed for use on:

✓ Windows computers
✓ Mac computers
✓ Chromebooks
✓ Android phones and tablets
✓ iPhones
✓ iPads

Recommended browsers:

• Google Chrome
• Microsoft Edge
• Mozilla Firefox
• Safari

For the best experience, use an up-to-date browser.

⸻

🍎 Important iPhone & iPad Information

Apple’s Files app may not open local HTML applications directly.

A common solution is to use a compatible HTML-viewer app such as HTML Viewer Q.

Typical steps:

1. Download the planner
2. Open the Files app
3. Locate the HTML file
4. Select Share or Open In
5. Choose your HTML-viewer app
6. Open and use the planner

Always reopen the planner using the same app so your saved data remains available.

Export backups regularly.

⸻

📦 What You Will Receive

Your purchase includes:

• BudgetPro Annual Budget Planner HTML app
• Full PDF User Guide
• Quick Start instructions
• iPhone and iPad opening guidance
• Backup and data-safety instructions

This is a digital download.

No physical product will be shipped.

⸻

🚀 How to Start

1. Purchase the listing
2. Download the supplied files
3. Open the Quick Start Guide
4. Open the HTML planner
5. Complete the setup wizard
6. Choose your year, currency and theme
7. Start with demo data or a blank planner
8. Add your financial information
9. Export regular backups

⸻

✅ Ideal For

• Personal budgeting
• Household finance planning
• Couples managing shared finances
• Families
• Freelancers
• Self-employed professionals
• Students
• Debt-payoff planning
• Savings challenges
• Annual financial reviews
• Anyone looking for an Excel alternative

⸻

⚠️ Please Read Before Purchasing

• Digital download only
• No physical product will be posted
• This is an HTML application, not an Excel spreadsheet
• Automatic cloud syncing is not included
• Data must be moved manually using backup export and import
• Browser data can be deleted if browser storage is cleared
• Debt and financial calculations are estimates
• This product does not provide financial, tax, investment or legal advice
• Colours may vary slightly depending on the screen
• Basic file-download knowledge is recommended

⸻

💚 PlannerToolLab

Plan Smarter. Stay Organised. Achieve More.

Thank you for supporting our small digital shop.