Subcontractor Agreement Template | Editable Construction Sub Contract | Scope Payment Insurance Lien Waiver Clauses | Word PDF

Hire a sub on a handshake and you'll spend the next six months arguing
about scope. Hand them this agreement on day one and you won't.

Every GC and lead contractor knows the moment: you've got a sub
showing up Monday, the homeowner expects the job to start, and you're
still emailing back and forth about who's bringing the underlayment.
Most contractors paper this with a one-page PO and hope for the best —
then learn the hard way that "labor only" meant something different to
each of you when the change order shows up.

This is the agreement you use BEFORE the work starts. Editable in
Word, fillable in PDF, and structured so the conversations you
should be having (scope, payment, insurance, lien waivers, who fixes
what) happen on paper instead of in a Saturday-morning text thread.

WHAT'S INCLUDED

A 4-page editable subcontractor agreement, delivered as Word (.docx)
+ fillable PDF + Google Docs link:

✓ Page 1 — Parties + Legal Disclaimer
– Contractor (you) and Subcontractor block — legal name, address,
license #, EIN
– Long-form legal disclaimer baked into the file so it travels with
the document

✓ Page 2 — Scope of Work
– Project name + address
– Editable bullet list for scope description
– Materials provided by checkbox (Contractor / Subcontractor)
– Start date + substantial completion target
– Performance standards line (workmanship + manufacturer specs)

✓ Page 3 — Payment & Insurance
– Total contract value + deposit / progress / final breakdown
– Retainage % (editable — set yours)
– Lien waiver requirement language (conditional progress waiver with
each invoice, unconditional final waiver on final payment)
– General Liability minimum coverage + Workers' Comp + COI
delivery-before-work clause
– Indemnification clause (model language — attorney review required)

✓ Page 4 — Termination, Disputes, Signatures
– Termination-for-cause with written-notice period
– Good-faith dispute resolution + governing law field
– Independent-contractor status (sub responsible for own taxes)
– Severability + entire-agreement clauses
– Signature blocks for both parties (name, title, date)

Plus:
✓ A footer watermark on every page reading "Editable starting
template. Not legal advice. Consult your state's attorney." —
so the disclaimer travels with the document if it gets passed
around

FILE FORMATS & REQUIREMENTS
You'll receive: 1 .docx file + 1 fillable .pdf file + a PDF with
the Google Docs "make a copy" link
You'll need: Microsoft Word (or Google Docs) for editing the .docx
file; any PDF reader for the fillable PDF

INSTANT DOWNLOAD
After checkout, files are available immediately under "You" →
"Purchases & Reviews." Download to any device.

WHO THIS IS FOR
- GCs and lead carpenters who hire subs by the project and want a
clean agreement on file before the first invoice
- Flooring and finishing contractors who sub out the prep, demo, or
haul-off work and want it papered correctly
- Solo operators who are starting to use 1099 help and need an
agreement that establishes independent-contractor status for the IRS
- Anyone tired of running jobs on a verbal handshake and discovering
the scope mismatch on week three

BUILT AGAINST HOW SUB DISPUTES ACTUALLY HAPPEN
We built this against the four places sub-and-GC relationships
actually break: scope ambiguity, payment timing, insurance gaps, and
lien-waiver paperwork. Each page targets one of them. The clauses
are model language — solid starting points your attorney can adapt
for your state instead of writing from a blank page.

———

IMPORTANT — LEGAL DISCLAIMER

This is an editable starting template for informational purposes only
and is not legal advice. Construction, contract, and lien-waiver laws
vary by state. Use of this template does not create any attorney-client
or advisory relationship with the seller.

Before using this document on any real project:
- Have a licensed attorney in your state review and adapt it
- Verify your state's specific statutory requirements
- Confirm the terms match your contract and your liability needs

The seller assumes no liability for any use, misuse, or interpretation
of this template. By purchasing, you acknowledge that you understand
this is a starting point — not a finished, jurisdiction-compliant
legal instrument.

———

AI disclosure: This template was created with the assistance of AI
tools and reviewed, edited, and quality-checked by the seller.

Refund policy: Because this is a digital download with immediate
access, all sales are final. If you have any trouble downloading or
opening the files, message me and I'll help right away.

———

PAIRS WELL WITH
→ Lien Waiver Template Pack — the 4 waivers this agreement requires
the sub to deliver against each payment
→ Sub Payment Tracker — log every invoice, every payment, every
waiver received against the contract value
→ Flooring Pro Bundle — get this + the Estimate Pro + 7 more for $79

Search our shop for "contractor" to see the full document set.