New Homeowner Budget Planner | First Year Expense Tracker (Google Sheets, Excel)

Just bought a house? This all-in-one planner takes you from moving day through your entire first year — moving costs, furnishing, monthly bills, maintenance, and renovation projects, all in one place. Works instantly in Google Sheets or Excel.

🏡 Owning a home is exciting — until the bills start showing up. This planner keeps you in control from day one.

Most budget templates stop at "monthly expenses." This one is built for the specific chaos of a *new* homeowner: the move, the deposits, furnishing empty rooms, surprise repairs, and keeping up with a whole house — without losing track of your money.

Everything updates automatically on one clean Dashboard, so you always know what you've budgeted, what you've spent, and what's left.

WHAT'S INSIDE (8 connected tabs):

• Dashboard — your at-a-glance summary. Total budget, spent, and remaining, plus first-year monthly costs. Updates itself.
• Move-In Budget — moving company, deposits, utility setup, and immediate repairs.
• Furnishing by Room — plan what each room needs and set priorities so you buy in the right order.
• First-Year Expense Tracker — log every month's costs and see your true monthly average.
• Maintenance Calendar — seasonal upkeep with estimated costs so nothing slips.
• Projects / Renovation Tracker — budget vs. actual for every job, with status.
• Contacts & Warranties — utilities, service providers, and warranty dates in one place.
• Start Here guide — set up in 5 minutes, even if you're not "a spreadsheet person."

WHY YOU'LL LOVE IT:
✓ Built specifically for NEW homeowners — not a generic budget template
✓ Automatic formulas and dashboard — fill in the blue cells, the math is done for you
✓ Color-coded and beginner-friendly
✓ Reusable year after year
✓ Makes a thoughtful housewarming or closing gift

COMPATIBILITY:

Works in both Google Sheets (free) and Microsoft Excel. You only need a free Google account to use the Google Sheets version.

✦ INSTANT DIGITAL DOWNLOAD:

After purchase, you'll receive a PDF with your access link and simple setup instructions. Nothing is shipped.

✦ IMPORTANT:

This is a digital product. Because of its nature, all sales are final — no refunds or exchanges. If anything isn't working, message me and I'll gladly help you get set up.