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Price:$9.00

Paycheck Budget Spreadsheet, Debt Payoff Tracker, Google Sheets & Excel Budget Planner, Snowball Avalanche, Bill and Expense Tracker

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  • Designed by KindwellMoney
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

PAYCHECK BUDGET & DEBT-FREE DASHBOARD - the budget that finally fits how you actually get paid.

Most budget templates assume one steady salary. This one is built around your paychecks - biweekly, weekly, two incomes, a side gig - so every dollar gets a job the moment it lands.

WHAT YOU GET
- Live dashboard - what's left to spend, your budget gauge, and your real debt-free date update the second you log a purchase
- Debt payoff engine - toggle Snowball (quick wins) or Avalanche (least interest) and instantly see your debt-free date and exactly how much interest you'll save
- Paycheck planner - give every dollar a job, every payday
- Transactions log - type it in or paste your bank export; categories total themselves
- Bill tracker - never miss a due date again
- Works in Google Sheets AND Excel - laptop or phone

WHY IT'S DIFFERENT
No setup headache. No spreadsheet skills needed - you only type in the shaded cells. It arrives pre-filled with an example so you can see exactly how it works, then clear it and make it yours in five minutes.

HOW IT WORKS
1. Download, then open the "Make a copy" link (Google Sheets) or the Excel file
2. Enter your paychecks, categories, debts, and bills on the Setup tab
3. Log spending - watch the dashboard and your debt-free date move

INSTANT DIGITAL DOWNLOAD
Delivered the moment you buy. Nothing ships. Re-download anytime.

Questions before you buy? Message me - happy to help.

Digital product: because it downloads instantly, all sales are final - but if anything isn't working, message me and I'll make it right.

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Listed on Jun 11, 2026
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