Report this item to Etsy

Price:$9.00

Paycheck Budget Spreadsheet, Debt Payoff Tracker, Google Sheets & Excel Budget Planner, Snowball Avalanche, Bill and Expense Tracker

Includes Etsy Purchase Protection

You can only make an offer when buying a single item

Highlights

  • Designed by KindwellMoney
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

PAYCHECK BUDGET & DEBT-FREE DASHBOARD - the budget that finally fits how you actually get paid.

Most budget templates assume one steady salary. This one is built around your paychecks - biweekly, weekly, two incomes, a side gig - so every dollar gets a job the moment it lands.

WHAT YOU GET
- Live dashboard - what's left to spend, your budget gauge, and your real debt-free date update the second you log a purchase
- Debt payoff engine - toggle Snowball (quick wins) or Avalanche (least interest) and instantly see your debt-free date and exactly how much interest you'll save
- Paycheck planner - give every dollar a job, every payday
- Transactions log - type it in or paste your bank export; categories total themselves
- Bill tracker - never miss a due date again
- Works in Google Sheets AND Excel - laptop or phone

WHY IT'S DIFFERENT
No setup headache. No spreadsheet skills needed - you only type in the shaded cells. It arrives pre-filled with an example so you can see exactly how it works, then clear it and make it yours in five minutes.

HOW IT WORKS
1. Download, then open the "Make a copy" link (Google Sheets) or the Excel file
2. Enter your paychecks, categories, debts, and bills on the Setup tab
3. Log spending - watch the dashboard and your debt-free date move

INSTANT DIGITAL DOWNLOAD
Delivered the moment you buy. Nothing ships. Re-download anytime.

Questions before you buy? Message me - happy to help.

Digital product: because it downloads instantly, all sales are final - but if anything isn't working, message me and I'll make it right.

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

Be the first to leave a review

Help this shop grow by ordering and sharing your feedback. Plus, shop confidently with Etsy Purchase Protection.
Learn more

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Savvy Nester

Debtris

Expense Tracker Spreadsheet Printable

Listed on Jun 11, 2026
Homepage Art & Collectibles Prints Digital Prints