ADHD Budget Planner | Safe-to-Spend Tracker (Browser App + Phone App)

✨ TRY THE FREE DEMO BEFORE YOU BUY
Explore the ADHD Budget Planner with sample data and log up to 40 spends—no sign-up or download needed!
Copy and paste this link into your browser:
https://finneststudio.github.io/adhd_budget_DEMO/
Love it? Save a backup from the demo and import it into your full planner to keep your entries.

💸 ADHD BUDGET PLANNER + SAFE TO SPEND TRACKER

A calmer way to manage your money without complicated spreadsheets.

This ADHD-friendly digital budget planner is built around one simple question:

✨ How much can I safely spend today?

Instead of making you calculate everything in your head, the planner brings your balance, upcoming bills, payday, savings and recorded spending together into one clear Safe to Spend estimate.

📱 WORKS ON YOUR PHONE, TABLET AND COMPUTER

Open your link and add the planner to your Home Screen — it then opens
like a real app, works completely offline, and needs no App Store or
Play Store. No ZIP file, nothing to extract, nothing to double-click.

🔗 KEEP YOUR PHONE AND COMPUTER IN SYNC (OPTIONAL)

Link your devices with a one-time 6-digit code, and a spend logged on
your phone shows up on your laptop too — and the other way round.
Your planner is encrypted on your device before it's sent, with a key
only your own linked devices hold. There's no account, no email
address, and not even FinNestStudio can read your numbers. Prefer to
keep it on one device? Sync stays off by default.

🌿 No Excel
🌿 No Google Sheets
🌿 No login
🌿 No subscription

✨ WHAT YOU CAN DO

✓ See your Safe to Spend Today amount
✓ Track everyday expenses with a large number keypad
✓ Use quick amounts like +$1, +$5, +$10 and +$20
✓ Create one-tap favourites for regular purchases
✓ Track income and expected money
✓ Organise recurring and one-off bills
✓ View income, bills and spending on a monthly calendar
✓ Set optional spending caps by category
✓ Create savings goals and track progress
✓ Keep selected savings outside your Safe to Spend amount
✓ Track multiple accounts
✓ Plan debt payoff using highest-interest-first or smallest-balance-first methods
✓ See estimated payoff dates and interest
✓ Preview a purchase with Can This Fit? before spending it
✓ Track motivating milestones without requiring perfect streaks
✓ Switch between Light, Dark and Automatic themes 🌙
✓ Use large text and reduced-motion options
✓ Export expenses and income as CSV
✓ Export and restore a JSON backup
✓ Use the planner completely offline, once installed 🔒
✓ Optionally sync your phone and computer, fully encrypted 🔗

🧠 DESIGNED FOR REAL LIFE

Missed a few days?

You do not need to reconstruct every coffee, grocery trip or forgotten purchase.

The Check My Money flow lets you update your current balances, review upcoming commitments and simply continue from today.

The planner can also mark reporting gaps instead of pretending missing purchases never happened.

No perfect streak required. Just continue from where you are. 🌱

⚡ QUICK EXPENSE ENTRY

Adding spending is designed to take as little effort as possible.

Use:

🔢 Number keypad
💵 +$1 / +$5 / +$10 / +$20 buttons
🏷️ Category shortcuts
⭐ Favourite purchases
⚡ Quick-add buttons

You can also split purchases between categories, record refunds and use Calculate mode to total a receipt before saving it.

💚 SAFE TO SPEND

Your daily number can take into account:

• Your available account balance
• Upcoming bills
• Your next payday
• Expected income
• Money intentionally held back
• Savings goals
• Spending you have recorded

Want to know where the number came from?

Open See Calculation whenever you want to understand exactly how your Safe to Spend amount was created.

📅 BILLS

Keep recurring commitments in one place, including:

• Monthly bills
• Weekly bills
• Every-two-week bills
• Twice-monthly bills
• Bills every few months
• One-time bills

See what is:

🔴 Overdue
🟠 Due soon
🟢 Already paid
📌 Still expected before payday

🎯 SAVINGS + GOALS

Create goals such as:

💰 Emergency Fund
💻 New Laptop
✈️ Vacation
🚗 Car
🏡 Deposit
🎄 Christmas
✨ Anything else you are saving toward

See:

• Amount saved
• Amount remaining
• Progress percentage
• Estimated finish date
• Contributions remaining
• Contribution history

💳 DEBT TRACKER

Enter your debts and compare:

📈 Highest interest rate first

or

📉 Smallest balance first

The planner estimates monthly interest, payoff timing and total interest based on the information you enter.

🔒 PRIVATE BY DESIGN

Your financial information stays on your own devices.

✓ No account
✓ No bank connection
✓ No subscription
✓ No tracking
✓ No internet required, once installed
✓ Sync (if you turn it on) is encrypted end to end

Because your numbers live on your device, use Export a Backup now and then and keep the file somewhere safe. 💾

📦 WHAT YOU RECEIVE

Your instant digital download includes:

• Your private planner link and QR code (Start Here PDF)
• How to Open guide (PDF)
• How It Works guide (PDF)
• Personal-use license (PDF)

💻 HOW IT WORKS

Open your link on your phone or computer
Add it to your Home Screen (takes about 30 seconds)
Add your own numbers and begin ✨

Works on iPhone, Android, Mac and Windows. No ZIP, no unzipping, no
file to keep track of.

⚠️ IMPORTANT

This is a digital download. No physical item will be shipped.

This is a browser-based planner that installs like an app.

It is NOT:

✗ An Excel spreadsheet
✗ A Google Sheet
✗ A PDF planner
✗ Something you download from an app store

Your information is saved on your own device. Syncing between your
phone and computer is optional, and encrypted so that only your own
devices can read it.

For personal use only.

This planner is an organisational tool and is not financial, medical or legal advice.

🌿 FinNestStudio

Simple money organisation, without the spreadsheet overwhelm.