ADHD Budget Tracker | Simple Finance Planner | No Excel Needed | Digital Download for Budgeting

Budgeting with ADHD isn't a discipline problem. It's a design problem.

The tools weren't built for your brain. Spreadsheets demand sustained focus on rows and columns that blur after 30 seconds. Budget apps bury the important number three taps deep. Templates require setup energy you don't have on the days you need them most.

You're not bad with money. You're using the wrong tool.

Your ADHD Budget Tracker is a complete personal finance tracker built as a single web app. Designed for fast input, clear output, and zero spreadsheet chaos. No subscriptions. No accounts. No data sent anywhere. Open it, use it, own it.

HOW YOU'LL USE IT
After purchase you get two ways to access — pick what fits:

HOSTED VERSION (easiest for most)
Open the web app link included in your download. Bookmark it. On iPhone tap Share then Add to Home Screen. On Android tap Install App. Works on every device. Your data stays private — nothing is uploaded.

LOCAL FILE (fully offline)
On a computer, double-click the HTML file. Opens in your browser, no internet needed. Perfect for travel or weak signal days.
Same app, both ways. Switch anytime. Use the built-in Save button to move data between devices.

WHAT IT DOES
✓ Dashboard — your full money picture at a glance, no digging
✓ Transactions — log expenses and income in 10 seconds
✓ Calendar — visual reminder of every recurring bill
✓ Budgets — monthly targets with pace tracking
✓ Sinking Funds — save for the irregular expenses that always surprise you
✓ Debt Tracker — payoff timeline, Avalanche vs Snowball
✓ Net Worth — assets minus liabilities, 6-month trend
✓ 50/30/20 Rule — Needs, Wants, Savings dashboard
✓ Investment Forecast — compound interest projector
✓ No-Spend Challenge — track clean days, build streaks
✓ Categories — fully customizable to your life

WHAT MAKES IT DIFFERENT
✓ NO SUBSCRIPTION — buy once, yours forever
✓ NO SPREADSHEET — nothing to break, nothing to maintain
✓ NO ACCOUNT — your data never leaves your device
✓ NO BANK CONNECTION — 100% private by design
✓ ANY DEVICE — phone, tablet, laptop, desktop
✓ FAST INPUT — log a transaction in under 10 seconds

WHAT'S INCLUDED

Your ADHD Budget Tracker.html — the app itself
Read Me First and Quick Start.pdf — up and running in 2 minutes
Tutorial.pdf — full walkthrough of every feature

HOW IT WORKS
Download a ZIP after purchase. Unzip. Done. Your data lives in your browser. Use the Save button to download backups anytime. Comes pre-loaded with example data so you can see it working before you add your own.

WHO IT'S FOR
People with ADHD who have tried every budget app and quit within a week. Anyone whose brain needs to see the number now, not after three screens of setup. People who forget bills exist until they're late. Anyone who wants a tool that works with how their brain actually operates — not against it.

SPECS

Works in: Chrome, Edge, Firefox, Safari
Works on: Windows, Mac, iOS, Android
Internet: not required after download
File size: under 300KB
Format: single HTML file

SUPPORT
Email chattlbm [!at] gmail.com with subject line Your ADHD Budget Tracker Help and we'll get back to you within 48 hours. Or contact us directly at Mercer Family Studio on Etsy.

LICENSE
Personal use only. Not for resale or redistribution. Backup copies for your own use are fine.
Built by Mercer Family Studio. Calm tools for chaotic life.