Expense Tracker Spreadsheet | Monthly Spending Tracker for Excel and Google Sheets | Personal and Small Business Expenses by Category

Finally see exactly where your money goes — without building a spreadsheet from scratch.

This is a done-for-you Expense Tracker that works the moment you download it. Type what you spend, pick a category from the dropdown, and watch your dashboard, monthly trends and category breakdown update themselves. No formulas to build, no subscription, no app to learn. Works in both Microsoft Excel and Google Sheets.

WHAT YOU GET — 6 connected tabs
• Dashboard — total spent, this month, monthly average and your top category at a glance, plus two live charts (spending by month and by category).
• Expenses — one clean ledger for every purchase, with dropdowns for category, payment method and account. 200 rows ready to fill.
• Monthly Summary — total, transactions and average for every month, with your year total.
• Categories — where your money goes by category, the % of your spending, and an optional monthly limit that flags Over / OK.
• Settings — your year and every dropdown list in one place; rename a category and it updates everywhere.
• Start Here — a 60-second guide so you're running in minutes.

WHY YOU'LL LOVE IT
• Auto-calculating — you only ever type in the blue cells; everything else is done for you.
• See your spending visually — built-in charts show exactly which categories and months cost you the most.
• Personal or small business — fully editable categories fit a household budget, a side hustle or a small shop.
• Works anywhere — identical in Excel and Google Sheets, on phone, tablet or laptop. Fully offline.
• Comes with sample data so you can see how it works — then clear it in one step and make it yours.

INSTANT DOWNLOAD + LIFETIME UPDATES
Your files are ready the moment payment clears. Buy once, own it forever — and if we improve the file, you re-download the newest version free.

PERFECT FOR
Anyone who wants to stop wondering where the money went — households, couples, students, freelancers, side hustles and small-business owners who want a simple, beautiful way to track spending.

PAIRS WITH our Budget Planner, Debt Snowball & Payoff Planner, and bookkeeping spreadsheets for every trade — links inside.

Digital product. Nothing is shipped. Because files are delivered instantly, all sales are final — but message us any time and we'll make it right.

🎥 WATCH THE FULL VIDEO TUTORIAL
See exactly how to set up and use this spreadsheet, tab by tab:
https://youtu.be/Rz4k1zPIj9M

➕ PAIRS WITH — Profit and Loss Statement Template (Excel & Google Sheets), our auto-calculating income statement that turns your sales and expenses into true profit: https://www.etsy.com/listing/4526203116/profit-and-loss-statement-template-excel

➕ PAIRS WITH — Budget Planner Spreadsheet (Monthly, Paycheck & Annual budgets for Excel & Google Sheets) to plan your money before you spend it: https://www.etsy.com/listing/4522930455/budget-planner-spreadsheet-monthly

➕ PAIRS WITH — Debt Snowball & Payoff Planner — crush debt with the snowball or avalanche method and see your debt-free date: https://www.etsy.com/listing/4522933915/debt-snowball-spreadsheet-debt-payoff

➕ PAIRS WITH — Bookkeeping Spreadsheets for the self-employed & small business (income, expenses, mileage & Schedule C tax): https://www.etsy.com/listing/4521964059/service-business-bookkeeping-spreadsheet

★ PAIRS PERFECTLY WITH ★
• Meal Planner & Grocery Spreadsheet (plan meals + auto grocery list + food budget) → https://www.etsy.com/listing/4527717320/meal-planner-spreadsheet-with-automatic