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Net Worth Tracker, FIRE Calculator, Financial Independence Planner, Savings Tracker, Offline Finance Web App

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Highlights

  • Designed by PlannerToolLab
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 ZIP

Net Worth Tracker & FIRE Calculator – Offline Financial Independence Planner

Take control of your finances with a private, easy-to-use Net Worth Tracker and FIRE Calculator designed to help you track assets, liabilities, savings, financial milestones and your journey toward Financial Independence.

Unlike traditional Excel or Google Sheets templates, this is an interactive offline web app. No spreadsheet knowledge, account, login or monthly subscription is required. Simply open the included HTML file and start tracking.

✨ WHAT YOU CAN TRACK

✓ Net Worth – See your total assets, liabilities and current net worth at a glance
✓ Assets & Liabilities – Track savings, investments, pensions, property, mortgages, loans, credit cards and custom categories
✓ Net Worth History – Save snapshots and visualise how your wealth changes over time
✓ Savings Rate – Track monthly income, expenses, savings and annual savings
✓ FIRE Calculator – Calculate your Financial Independence target and monitor progress
✓ Estimated Years to FI – See projections based on your savings and investment assumptions
✓ Coast FIRE – Explore whether your existing investments could grow toward your FI target
✓ FIRE Scenarios – Compare different retirement spending targets
✓ Wealth Projection – Visualise potential future portfolio growth
✓ Financial Milestones – Track progress toward important net worth goals
✓ Asset Allocation – See how your wealth is distributed
✓ Liability Breakdown – Understand where your debt is concentrated

🌍 INTERNATIONAL & MULTI-CURRENCY

Designed for customers worldwide.

Choose from 20 currencies, including:

GBP • USD • EUR • CAD • AUD • NZD • CHF • JPY • CNY • INR • SGD • HKD • SEK • NOK • DKK • PLN • CZK • HUF • AED • ZAR

You can also create custom assets and liabilities, making the tracker flexible for different countries and financial account types.

Please note: changing currency changes the display format only. It does not automatically convert existing values using exchange rates.

🎨 PERSONALISE YOUR DASHBOARD

Choose from multiple professional colour themes and background styles, including light and dark options.

The responsive design works across desktop, laptop, tablet and mobile screen sizes.

🔒 PRIVATE & OFFLINE

Your financial information is sensitive, so this tracker is designed with privacy in mind.

✓ Works offline
✓ No login required
✓ No subscription
✓ No cloud account
✓ No financial-account connection
✓ Data stored locally in your browser/HTML-viewer environment
✓ JSON backup and restore included

Your information is not uploaded to a server by this app.

📦 WHAT YOU RECEIVE

Your digital download includes:

✓ Net Worth & FI Tracker – International Edition HTML Web App
✓ Detailed PDF User Guide with screenshots
✓ Getting Started instructions
✓ iPhone & iPad guidance
✓ Backup and restore instructions

📱 IMPORTANT – iPHONE & iPAD USERS

Because this product is an offline HTML web app, opening the file directly through the Apple Files app may provide only a preview or may not reliably retain local app data.

For a more reliable experience, open the HTML file using a compatible HTML viewer app on your iPhone or iPad. Full instructions and the recommended workaround are included in the User Guide.

We strongly recommend using the Download Backup feature regularly, particularly before clearing browser/app data or moving to another device.

💻 NO EXCEL OR GOOGLE SHEETS REQUIRED

This is not an Excel spreadsheet or Google Sheets template.

It is a standalone interactive HTML web application designed for customers who prefer a simple visual financial dashboard without spreadsheet formulas or complicated worksheets.

⚡ HOW IT WORKS

1. Download your files after purchase
2. Open the HTML application
3. Enter your assets, liabilities, income and expenses
4. Set your FIRE assumptions
5. Track your progress over time
6. Download regular backups of your data

No installation, account creation or subscription is required.

⚠️ DIGITAL PRODUCT

This is a digital download only. No physical item will be shipped.

Due to the nature of digital products, please review the listing images and product information carefully before purchasing.

DISCLAIMER

This tool is provided for educational and personal planning purposes only. It does not provide financial, investment, tax or retirement advice. FIRE projections and other calculations are estimates based on the information and assumptions you enter. Actual results may differ.

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Reviews for this item

5.0

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(1 reviews)

5.0 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend
5 out of 5 stars 5 This item

Sherri Aug 10, 2026

High quality and useful. Thank you!

Sherri Aug 10, 2026

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