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Debt Payoff Tracker Google Sheets, Avalanche Method Budget Planner (Digital Download)

Price:$23.50

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Highlights

Most budgets make you feel bad. This one doesn't.
My Money Reset System V2 is a guided Google Sheets template that tells you exactly what to do with your money each month — no guessing, no spreadsheet degree required. Set it up in 15–20 minutes. Check in for 10 minutes a week.
How it works:
The system follows a proven priority order automatically:
0️⃣ Capture your full employer retirement match first — free money beats everything else
1️⃣ Pay off high-interest credit card debt using the Avalanche method
2️⃣ Build your Emergency Fund — 1-month floor first, then grow to 3–6 months
3️⃣ Save for personal goals and retirement beyond the match
Every month, your Priority Planner tells you exactly where to send your extra money. No decisions. Just follow the plan.
What's inside:
⚙️ Setup — enter income, debts, bucket limits, and savings goals once. The system does the rest.
📅 Weekly Reset — enter spending across 3 buckets each week. Get real-time coaching signals.
🎯 Priority Planner — your monthly action plan. Shows exactly what to pay, how much extra you have, and when you'll be debt-free.
📊 Monthly Log — logs automatically at month end with one click. Tracks your streak, total extra directed toward progress, and projected payoff date.
📈 Dashboard — 3 charts tracking your debt, monthly extra payments, and savings growth over time.
💰 Financial Goals — progress bars for Emergency Fund and personal goals. Unlocks automatically once credit card debt is cleared.
What's new in V2:
✅ Full debt payoff engine with Avalanche method sorting
✅ Projected payoff date vs minimum payments comparison
✅ Interest saved calculator
✅ Automated Monthly Log with one-click logging
✅ Streak tracker and motivational milestones
✅ Emergency Fund and Goals stage — unlocks after debt is cleared
✅ Retirement outlook calculator
Your purchase includes:
📄 Blank template — ready to set up with your numbers
📊 Demo version — pre-filled example so you can see exactly how everything works before you start
Built for:
First job. $40k–$80k income. Student loans. Credit card debt. Feeling like money just disappears every month. Ready to actually do something about it.
No judgment. No complexity. Just clarity — and a system that grows with you.

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Alina
MyMoneyResetSystem ·

Florida, United States

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 5.0
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1 sale
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5 months on Etsy
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Listed on Jul 6, 2026
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