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Original Price: €11.17

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Sinking Funds Tracker Spreadsheet Excel Google Sheets | Savings Goal Planner | Cash Envelope Budget & Dave Ramsey Sinking Fund Tool

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Highlights

  • Designed by ReadySheetGo
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 TXT, 1 other file

Stop letting big, irregular bills wreck your monthly budget. A sinking fund is money you set aside a little at a time for expenses you KNOW are coming — Christmas, car repairs, insurance premiums, a vacation, property taxes, new tires — so they never catch you off guard again.

This Sinking Funds Tracker does the math for you. Enter each goal's target amount and target date, and it automatically tells you exactly how much to save every single month to hit it on time.

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WHAT'S INCLUDED (7 Tabs)
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✅ Instructions — Simple step-by-step guide to get started in minutes
✅ Setup — Enter your monthly savings budget and see an instant planning snapshot
✅ Sinking Funds — Track up to 50 goals; auto-calculates monthly amount needed, progress % and status
✅ Contribution Log — Log every deposit once; all balances update themselves
✅ Monthly Plan — Splits your budget across goals by what's due first, in priority order
✅ Dashboard — Totals, % funded, fund status counts and your next deadline at a glance
✅ Categories — 20 built-in categories with examples for easy dropdowns

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KEY FEATURES
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🧮 AUTOMATIC MONTHLY MATH — (Target − Saved) ÷ Months Left, calculated for every fund
📊 1,000+ BUILT-IN FORMULAS — Everything updates automatically as you save
📈 LIVE PROGRESS BARS — Color-coded On Track / Behind / Funded status for each goal
💰 BUDGET SHORTFALL ALERTS — Instantly see if your monthly budget covers every goal
📅 DEADLINE TRACKING — Know which fund is due next so you fund it first
📋 DROPDOWN MENUS — Pick categories, payment methods and funds from built-in lists

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HOW IT WORKS
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1️⃣ Download the file and open in Excel or Google Sheets
2️⃣ List your goals — name, target amount and target date
3️⃣ Let the sheet tell you how much to save each month
4️⃣ Log your deposits — the dashboard tracks every goal in real time

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COMPATIBILITY
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✔ Microsoft Excel (Desktop, Online & Mobile)
✔ Google Sheets (Free — just import the file)
✔ Works on PC, Mac, iPhone, iPad & Android

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INSTANT DIGITAL DOWNLOAD
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This is a digital product. No physical item will be shipped. You'll receive the .xlsx file immediately after purchase.

Perfect for budgeters, Dave Ramsey baby-steppers, cash envelope and paycheck budgeters, families and anyone tired of being surprised by big bills.

Questions? Message us anytime — we're happy to help!

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ReadySheetGo
josh
ReadySheetGo ·

United States

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Listed on 06 Jul, 2026
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