Budget Planner Spreadsheet Bundle Google Sheets Excel | Paycheck Budget Debt Payoff Tracker Bill Subscription Tracker | Money Reset Bundle

The Money Reset: a complete budget, debt, and bill tracker bundle for Google Sheets and Excel.

This is the whole money-reset set in one purchase: a simple monthly budget spreadsheet, a debt payoff tracker, and a bill & subscription tracker. Three matching tools that work together to help you see what's safe to spend, pay off debt, and stop the subscriptions quietly draining your account. Built for beginners and anyone doing a fresh financial start, in Google Sheets and Excel, in any currency.

Most people don't need ten more tabs, they need their whole money picture in one calm place. If you've tried to "get on top of it all" before and felt buried, this bundle gives you a complete, connected system with one soft, uncluttered look so you actually keep using it past week one.

✦ WHAT YOU GET - 3 FULL SPREADSHEETS

1. The Simple Budget - know what's safe to spend
• One-screen dashboard: income, cash flow, and safe-to-spend at a glance
• Set your income, bills & subscriptions once. Every month auto-fills
• Built-in savings goals tracker + a gentle "back on track" nudge
• 5 automatic charts

2. The Debt Freedom Tracker - a payoff plan you'll actually keep
• Snowball, Avalanche, or Custom payoff. Compare all three
• "Next win first" dashboard that shows exactly what to pay next
• Debt-free date, total interest, and progress charts
• Tracks up to 50 debts

3. The Bill & Subscription Tracker - see what to cancel
• The cost-per-use "Keep / Review / Cut" verdict on every subscription
• Free-trial countdown so nothing charges you by surprise
• Price-creep tracker and true monthly run-rate
• Never miss a bill again

✦ WHO THIS IS FOR

• Anyone doing a money reset or fresh financial start (new year, new job, new chapter)
• Beginners who want their whole money life sorted in one purchase
• Paycheck-to-paycheck budgeters who want budget + debt + bills in one system
• People leaving budgeting apps who want something they own. No bank login, no subscription
• Anyone who tried to organize it all before and felt overwhelmed

✦ HOW TO USE IT

1. Start with the budget - set up your income, bills, and subscriptions once.
2. Add the debt tracker - list your debts, pick a payoff method, see your debt-free date.
3. Run the bill & subscription tracker - spot what to cancel and what's about to renew.

Each spreadsheet has a Start Here tab with a short, plain-language guide. No formulas to build, you only type in the cream-colored cells.

✦ WHAT MAKES THIS DIFFERENT

• A complete system, not one tool - budget, debt, and bills in one connected set.
• One calm look - three matching trackers, designed to feel serene instead of cluttered.
• You keep using it - set-once automation, one-screen dashboards, no month-two rebuild.
• Both formats - full Google Sheets and Excel versions (many bundles are Sheets-only).
• Save vs. buying separately - the whole set for less than the three on their own.

✦ FILE DETAILS

• 3 spreadsheets, in Google Sheets + Excel (.xlsx)
• Delivered as PDF files with your Google Sheets copy links, plus the Excel workbooks
• Every calculation and chart updates automatically
• Works on desktop, tablet, and phone
• Compatible with Excel 2016+, Microsoft 365, and free Google Sheets
• Any currency (Format ▸ Number)

✦ INSTANT DIGITAL DOWNLOAD

This is a digital product, nothing ships. Right after purchase, your files are ready under Purchases & Reviews and in your Etsy confirmation email. For Google Sheets, open the PDF and click "Make a copy." For Excel, download and open.

✦ CUSTOMIZATION

Fully editable: rename categories, add or remove bills and debts, change the currency, and adjust every target. Sample data is included to show you how each tool works; clear it and add your own.

✦ TERMS OF USE

For personal use only. Please don't resell, share, or redistribute the files or their design. These are organizing tools, not financial advice. For major money decisions, please speak with a qualified professional. © SaturniaGrove.

✦ FAQ
Is this really three separate products?
• Yes, the Simple Budget, the Debt Freedom Tracker, and the Bill & Subscription Tracker, each a full spreadsheet, bundled together at a saving.

Google Sheets or Excel?
• Both are included. Use whichever you prefer.

Do I need to be good at spreadsheets?
• No. If you can type a number and pick from a dropdown, you're set. Everything calculates itself.

Do I need a subscription or to link my bank?
• No. No subscription, no bank login. Google Sheets is free; Excel works if you already have it.

Will it work on my phone?
• Yes, each tool is only a few tabs, so they stay quick on phones and tablets.

Can I buy just one instead?
• Yes, each is sold on its own in the shop. The bundle is for when you want the whole set and the saving.

Is this a one-time purchase?
• Yes. Buy once, use all three every month, forever.

✦ THANK YOU

Thank you for supporting a small shop. This set was made slowly and with a lot of care, to be the calm, complete money reset that finally sticks: budget, debt, and bills, all in one place. Here's to a clear, steady fresh start.