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Client Risk Calculator for Freelancers | Revenue Diversification Tracker, Income Risk Assessment, Survival Gap Worksheet | Excel + PDF

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Highlights

  • Designed by SoloHQ
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

Is one client quietly running your business?

If you lost your biggest client tomorrow, would you know — in exact dollars — how many months you'd survive? Most freelancers and solopreneurs can't answer that. This system exists so you can.

WHAT'S INCLUDED
→ 19-page strategy PDF — the framework, explained chapter by chapter
→ 4-tab Excel/Google Sheets companion workbook with live formulas
→ Instant download, use immediately in Excel or Google Sheets

WHAT IT DOES
Revenue Diagnostic — enter up to 10 clients or income sources. Get an automatic concentration percentage, color-coded risk zone (Healthy / Moderate / High / Critical), and an Overall Risk Score.

Revenue Floor — enter your real monthly expenses. The sheet calculates your Minimum Viable Revenue (with a built-in 20% safety buffer) and your Survival Gap — the exact dollar shortfall or surplus you'd face if your top client walked tomorrow.

90-Day Sprint — a three-phase action tracker (Immediate Actions → Build Momentum → Scale What Works) with revenue goals, deadlines, and status tracking, pulling your live risk numbers from the other two tabs.

WHO THIS IS FOR
Freelancers, consultants, coaches, and solopreneurs who invoice multiple clients and have never actually run the math on what happens if the biggest one leaves.

FORMAT
- 1 PDF (19 pages, US Letter/A4 readable, print or screen)
- 1 XLSX workbook (opens in Excel and Google Sheets)
- Instant digital download — no physical item ships

This is a diagnostic and planning tool, not financial or legal advice. All thresholds and formulas are built into the worksheet — no manual calculation needed.

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Listed on Jul 14, 2026
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