Report this item to Etsy

Biweekly Paycheck Budget Spreadsheet, Zero Based Planner (Excel, Google Sheets)

Price:$24.99

Designed by Kade

OfficeSheetsAndMore ·

United States

Includes Etsy Purchase Protection

You can only make an offer when buying a single item

Highlights

  • Designed by OfficeSheetsAndMore
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 File

Paycheck Budget Spreadsheet for Excel & Google Sheets — a simple biweekly, zero-based budget planner to plan every payday: track bills, savings goals, debt payoff and spending, all automatic.

BUDGET THE WAY YOU'RE ACTUALLY PAID ★

Monthly budgets break when your money arrives every two weeks. This planner is built around your paychecks: give every dollar a job the day you're paid — bills, groceries, savings, debt, fun — until "Left to assign" hits $0.

━━━━━━━━━━━━━━━━━━
WHAT'S INSIDE (10 tabs)
━━━━━━━━━━━━━━━━━━
✔ PAYCHECK PLANNER — zero-based plan per paycheck; assigned + left-to-assign calculated live
✔ DASHBOARD — money in, money out, saved, savings rate, total debt, cashflow chart
✔ MONTHLY VIEW — planned vs actual for every category, any month
✔ TRANSACTIONS — one log for everything; income/expense/savings auto-detected
✔ BUDGET PLAN — 12-month intentions with totals
✔ BILLS — recurring bills checklist, tick each month as paid
✔ SAVINGS GOALS — targets, deadlines, progress bars, monthly amount needed
✔ DEBT PAYOFF — avalanche order, months to debt-free, estimated interest
✔ SETTINGS + START HERE — rename categories once, everything updates

━━━━━━━━━━━━━━━━━━
WORKS IN
━━━━━━━━━━━━━━━━━━
• Microsoft Excel (2016+, desktop or Microsoft 365)
• Google Sheets (free) — import guide included
• Works for biweekly, weekly, or twice-monthly pay — one row per paycheck

━━━━━━━━━━━━━━━━━━
HOW IT WORKS
━━━━━━━━━━━━━━━━━━
1. Instant download after checkout
2. Add a row on Paycheck Planner each payday and assign every dollar
3. Log spending in Transactions as it happens
4. Check Monthly View to compare the plan vs reality — the Dashboard tracks the year

FAQ
Q: I'm paid weekly / twice a month — does it still work?
A: Yes. One row per paycheck, any schedule. The math is identical.

Q: Do I need formulas?
A: Never. Type amounts into the log tables — everything else is automatic.

License: personal/household use. Instant digital download — no refunds, but message me with any problem and I'll make it right.

★ Launch sale — save this listing and grab it at 50% off ★

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Balance Tracker

Transactions

Easy Budget Worksheet

Income Trackers

Expense Tracker Book

Rainbow Budgets Shop

Floral Debt Tracker

Budget Diary

Listed on Jul 29, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates