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Side Hustle Calculator Google Sheets | Quit Job Planner Tech Worker | Financial Runway Spreadsheet 2026

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Highlights

  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

Ready to quit your tech job? This is the calculator that actually tells you if you can.

Most quit-job tools give you one number: "replace your salary." This planner goes further. It accounts for every cost that appears the day you leave your job — COBRA health insurance, self-employment taxes, your 401k match disappearing, and the business tools your employer was paying for. It also maps your RSU vesting schedule so you know exactly how much equity you're leaving on the table.

Six worksheets. One clear answer.

① Setup — Enter your salary, benefits, RSU grants, and side hustle income streams. Everything else calculates automatically.

② Income Tracker — Log 12 months of side hustle revenue across up to 6 income streams. The 3-month rolling average auto-calculates.

③ Expense Mapper — Side-by-side: your true monthly costs as an employee vs. self-employed. Most people are shocked by the delta.

④ Break-Even Calculator — Your exact quit income threshold, and how many months it'll take to get there at your current growth rate.

⑤ Decision Dashboard — 8-point traffic light readiness score. GREEN means go. RED means real financial risk to address first.

⑥ RSU Bridge — Your next 4 RSU cliff dates with amounts, equity forfeiture if you quit today, and a full benefits replacement plan.

Works in Google Sheets and Excel. Only fill the yellow-highlighted cells — everything else auto-populates.

Includes an 8-page PDF companion guide explaining each tab, how to interpret your dashboard score, and answers to 7 common planning questions.

WHAT YOU GET:
— Side Hustle Decision Planner (.xlsx file)
— 8-page PDF Guide (printed or screen-readable)

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Listed on 13 Aug, 2026
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