Digital Excel Household Budget Planner (German) | 2026 Budget Planner with 3 Dashboards, Savings Goals & Monthly Overview | Instant Financial Planner Download

Seller's description

HOUSEHOLD BOOK & BUDGET PLANNER – the Excel template that does the math for you

You enter your expenses. The file takes care of the rest: budgets, monthly overview,
Annual review, savings targets. No formulas, no macros, no additional software.
Open the file, fill in the yellow fields, and you're done.

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WHAT'S INSIDE – 9 TABLES

★ START & INSTRUCTIONS
Welcome, a five-step explanation, and a color key. You'll know immediately,
where you are allowed to enter something and where the file calculates itself.

★ SETTINGS
Year, month, and household name. All categories, payment methods, and accounts.
Freely editable – the dropdowns throughout the entire file update automatically.

★ MONTHLY PLANNER
Planned budget per category, next to it the actual expenses, the difference
and the status in color: Within range, Almost reached, or Exceeded.
This includes the monthly summary with remaining budget, savings amount and savings rate.

★ INCOME & EXPENSES
Your booking journal with 500 pre-printed lines. Enter the date,
Select type and category from the dropdown menu, enter amount.
Month and year complement each other automatically. Income appears in green.
Expenses are securely deposited.

★ HOUSEHOLD FUND
For the cash register: Enter the opening balance, record it, and the balance
It runs automatically in every line.

★ SAVINGS GOALS
Up to ten goals with target amount, savings rate, remaining amount, progress bar
and the estimated time until the goal is reached. Four example goals
(Emergency fund, vacation, car, further education) are already set aside.

★ DASHBOARD MONTHLY OVERVIEW
Select a month and see: income, expenses, remaining budget,
Savings amount and budget status. Includes a bar chart showing planned versus actual budget.
Pie chart of expenditures by category and the monthly trend.

★ DASHBOARD YEAR OVERVIEW
Annual income, annual expenses, annual savings, average expenses
per month and savings rate. With line chart over the year, bar chart.
the monthly savings and the three largest spending categories.

★ DASHBOARD SAVINGS GOALS & FINANCIAL HEALTH
All progress targets at a glance, plus a financial indicator:
Budget within budget, attention required, or budget exceeded.

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WHY THIS TEMPLATE

• Everything in German, with Euro and German categories
• Automatic calculation – even when you add new bookings
• Color code instead of calculations: yellow means enter, gray means calculation complete.
• Sample data is included and can be deleted with one click.
• No macros, no subscription, no registration with any service
• Calm, minimalist design in petrol, sage green and warm beige

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FOR WHOM

For individuals, couples and families who finally want a calm overview
about their money. For the start of the new year, after the move,
when saving towards a goal or simply because the account balance is no longer sufficient
It should be surprising. You don't need any prior knowledge of Excel.

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TECHNICAL

Format: 1 Excel file (.xlsx)
Optimized for: Microsoft Excel 365 (2024), works from Excel 2016 onwards
Also usable in: LibreOffice Calc and largely in Google Sheets
(Formatting may vary slightly there)
Language: German · Currency: Euro
No macros, no VBA, no additional software required

Note: A desktop version of Excel is required for charts and dropdowns.
Recommended. You can conveniently record bookings in the mobile app and
View the evaluations.

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THIS IS HOW IT STARTS

1. Buy and download the file immediately.
2. In the SETTINGS tab, adjust the year and categories.
3. Enter your budget on the MONTHLY PLANNER sheet.
4. Record bookings – the dashboards fill up automatically.

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IMPORTANT

This is a digital product. Nothing will be shipped.
The download will be available in your Etsy account immediately after purchase.
(You → Purchases and Reviews → Download Files).
This file is for personal use only.
Resale, distribution and use of the file or parts thereof
Use of your own products is not permitted.

Since this is an instant download, a return is not possible.
Unfortunately, that's not possible. If something doesn't work, please write to me.
I'm happy to help you.

Enjoy your new overview.