Insurance Claim Tracker & Home Inventory Spreadsheet | Excel, Google Sheets, Fillable PDF | Final Payout System

FROM HOME INVENTORY TO FINAL PAYOUT
Document before the loss. Manage the claim after it.

CLAIM-READY is a connected home inventory and insurance claim organization system—not a basic one-tab tracker. It links pre-loss property records and evidence to a post-loss claim workflow, then helps you reconcile the claim through the final payout.

WHAT YOU GET — INSTANT DIGITAL DOWNLOAD
• One buyer ZIP: ETS-CLAIM-001_CLAIM-READY_BUYER_v1.1.2.zip
• Excel workbooks for immediate use
• A Google Sheets-ready workbook plus import guide
• Fillable PDF companions in US Letter and A4
• BLANK versions for your own records
• FICTIONAL SAMPLE version to explore the complete workflow
• Quick-start, user guide, compatibility, backup, documentation, and troubleshooting resources

No physical product will be shipped. Etsy makes the ZIP available as an instant digital download after payment is confirmed.

A CONNECTED SYSTEM, NOT ONE SIMPLE SPREADSHEET
CLAIM-READY follows the full path from home inventory to payout:

1. DOCUMENT BEFORE A LOSS
• Build a room-by-room property inventory
• Record receipts, photos, warranties, brands, models, and serial numbers
• Review an Evidence Completeness Score
• Run a Coverage Gap Audit
• Connect pre-loss records to post-loss evidence

2. MANAGE THE INCIDENT AND CLAIM
• Organize the incident and claim workflow
• Track deadlines, contacts, documents, and correspondence
• Monitor replacement estimates, depreciation, ACV, and recoverable depreciation
• Track replacement purchases and supporting documentation

3. RECONCILE THE FINAL PAYOUT
• Compare claimed → approved → paid → outstanding
• Identify unresolved balances and follow-up items
• Use filterable reports to review progress and prepare organized records

BUILT FOR
• Homeowners and renters documenting belongings before a loss
• Households managing an active property claim
• Anyone who wants one linked system for inventory, evidence, claim activity, replacements, and payout reconciliation

COMPATIBILITY
• Microsoft Excel
• Google Sheets
• Fillable PDF

For the most complete experience, use a desktop or laptop. Please review the included compatibility matrix and Google Sheets import guide before starting.

IMPORTANT
CLAIM-READY helps organize and document information. It does not guarantee claim approval, coverage, reimbursement, or a higher insurance payout. Insurance policies, valuation methods, deadlines, and documentation requirements vary by insurer and claim.

DISCLAIMER
This product is for organizational and documentation purposes only. It is not legal, financial, insurance, tax, appraisal, or other professional advice. Review your policy and insurer requirements and consult a qualified professional when appropriate.

DIGITAL PRODUCT NOTICE
This is an instant digital download. No physical item will be mailed. Please review Etsy’s digital-item policies and contact the shop if you have a technical issue with the files.