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Price:$6.99

Debt Payoff Tracker Spreadsheet, Snowball & Avalanche Planner, Excel and Google Sheets Template, Dark Mode

Dosky

Designed by Dosky

Modulis ·

Europe

You can only make an offer when buying a single item

Highlights

  • Designed by Modulis
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

Know your debt-free date in 5 minutes. No formulas to touch.

Type your debts in the yellow cells, pick a strategy, and read your date on the dashboard.


WHAT IT DOES

- Calculates your debt-free date the moment your debts are in
- Compares Snowball and Avalanche for real, dates and interest included, so you choose with facts
- Follows your own order if you prefer (Custom)
- Shows the interest you save and the months you win compared with minimum payments
- Answers "what if I add 50 a month?" before you commit


WHAT YOU GET

- Dashboard: debt-free date, total debt, paid so far, interest saved, next win, your Wall, balance chart, Snowball vs Avalanche
- Dashboard Dark: the same page for dark screens
- Debts tab: up to 50 debts, name, balance, APR, minimum payment
- Payments tab: pay more one month, less the next, the plan recalculates itself
- Setup tab: currency, extra payment per month, method, start month, what-if amount
- Your Wall: 24 blocks that fill up as you pay, only in Modulis
- Quick Start guide (PDF, 5 pages) and a full video tutorial
- Sample data pre-loaded, so you understand it in 10 seconds


HOW IT WORKS

1. Debts tab: replace the sample debts with yours.
2. Setup tab: currency, extra payment, method.
3. Dashboard tab: read your date.


WHO IT IS FOR

- Anyone with more than one debt: cards, loans, car, student loan
- People who want a date, not a lecture
- Any currency, any country


GOOD TO KNOW

- Works in Microsoft Excel 2016 or newer (Windows and Mac) and in Google Sheets (free account)
- Opens on phone and tablet with the free Excel and Google Sheets apps
- No macros, no add-ins, nothing to install
- Every formula is visible, nothing is locked
- Free updates: the file improves, you pay nothing


DELIVERY

- Instant download after purchase: the Excel file and the Quick Start PDF
- Page 1 of the PDF: the Google Sheets link (one click makes a copy in your Drive) and the video tutorial link


PLEASE NOTE

- Digital product, nothing is shipped
- No refunds on downloaded files, but if something does not work, write to us and we fix it
- A planning tool, not financial advice: it does the math on the numbers you enter
- Personal use only; please do not resell or share the file


Modulis · One file. One answer.

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Reviews for this item

5.0

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(2 reviews)

5.0 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend
5 out of 5 stars 5 This item

Sky Sep 15, 2026

Really nice update to the product. It looks great and I’m very happy with it. I definitely recommend this shop!

Sky Sep 15, 2026

5 out of 5 stars 5 This item

Sky Sep 9, 2026

Simple and effective. A beautiful template, easy to customize and perfectly suited to my needs. I highly recommend it!

Sky Sep 9, 2026

Modulis
Dosky
Modulis ·

Europe

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 5.0
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2 sales
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