Home Decision Guide for Older Adults Families: Stay or Move Downsizing Aging Planning Workbook
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Highlights
Trying to decide whether staying home, making changes, downsizing, or moving makes the most sense? Home, Life and What Comes Next helps older adults and families look at the home, safety, support, housing costs, and future options before making a decision.
Instead of pushing someone toward staying or moving, the guide helps you gather information, compare options, and decide what deserves a closer look. It gives you space to review the current home, think through safety and support, compare housing choices, look at costs, and plan what to do next.
Inside the guide, you’ll work through your current home, home safety and accessibility, changes that may affect housing, what may make staying at home possible, support and services at home, when moving deserves a closer look, housing choices, belongings and preparing for change, the cost of staying, comparing housing costs, home equity and financing questions, family conversation notes, staying or moving, your next three steps, helpful resources, questions, contacts, and notes.
The guide helps you look beyond the home itself by considering safety, maintenance, transportation, available help, housing costs, family support, and how well each choice may work if needs change. A paid-off home still has expenses, so the worksheets also help you look at costs such as property taxes, insurance, utilities, repairs, maintenance, transportation, and help at home.
You can compare staying and moving while considering housing payments, community fees, maintenance, care, transportation, and moving expenses. The guide also includes questions to help you prepare for a conversation with a licensed mortgage professional about home equity, financing, selling, and reverse mortgage options.
A dedicated family conversation worksheet gives you a place to write down what the older adult wants others to understand, concerns that come up, missing information, and what action to take next. The final planning worksheet helps turn information into action by identifying the next step, who can help, and a target date.
This guide may be helpful for older adults, adult children, family caregivers, families discussing aging in place, people considering downsizing, people exploring senior housing, and anyone trying to decide whether to stay, make changes, or move.
You will receive a 20-page printable PDF in 8.5 x 11 inch format. You can print the entire guide or only the pages you need. This is a digital download, and no physical product will be mailed.
This guide provides educational and planning information. It is not legal, tax, financial, medical, real estate, or individualized mortgage advice.
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