Rental Property Spreadsheet & Deal Analyzer: Cash Flow, Cap Rate, Stress Test, Excel, Google Sheets

Unsure whether a long-term rental is worth investigating further—or which assumptions could change the answer?

The Prosperity Long-Term Rental Property Deal Analyzer helps beginner and early-stage investors organize the numbers, see what drives the result, stress-test rent and costs, and build a focused due-diligence list before making an offer.

Unlike a basic free calculator, this is a guided research-to-verification workflow. Use the Blank workbook for your property, the worked Demo to learn the system, and the included 24-page Beginner Guide plus fictional Source Packet to see where inputs can come from.

WHAT THIS HELPS YOU DO

• Organize property, financing, income, expense, repair, and stabilization assumptions
• Document rent research and the evidence behind important inputs
• Estimate net operating income (NOI), stabilized cash flow, first-12-month cash flow, total cash required, cap rate, cash-on-cash return, Planning DSCR, and break-even occupancy
• Compare purchase-price scenarios
• Stress-test what happens when rent is lower, vacancy is higher, or costs change
• See which assumptions have the greatest impact
• Turn uncertain inputs into a practical Verify list for further due diligence

THE GUIDED WORKFLOW

Start Here → Research → Property + Financing → Income + Expenses → Deal Analysis → Stress Test → Verify

You enter the assumptions and evidence you have. The workbook organizes the calculation flow and shows where more verification may be useful. You do not need to know every number before you begin; unknown or weakly supported assumptions can remain visible in your verification process.

WHAT YOU RECEIVE

One ZIP download containing exactly five customer files:

1. OPEN THIS FIRST PDF
2. Blank Excel workbook (.xlsx)
3. Worked Demo Excel workbook (.xlsx)
4. 24-page interactive Beginner Guide (PDF)
5. Fictional Demo Source Packet (PDF)

The OPEN THIS FIRST guide also provides the approved links for making your own Blank and Demo copies in Google Sheets.

BLANK + DEMO

• Blank: make a fresh copy for a real property you are researching.
• Demo: follow a fictional duplex example through the complete workflow. Its figures are educational and are not a real property offering or investment recommendation.

EXCEL + GOOGLE SHEETS

• Microsoft Excel: open the included .xlsx files directly. No Prosperity account or bank connection is required. If your Excel application is set to Manual calculation, use Calculate Now/F9 as explained in the guide.
• Google Sheets: use the customer copy links in OPEN THIS FIRST and save your own copy to Google Drive. Google Sheets uses warning-based protections that an owner can override and is governed by Google's services and terms. Minor visual differences between platforms are possible.

WHO THIS IS FOR

• Beginner and early-stage long-term rental investors
• DIY buyers evaluating a single-family home, condo/townhouse, duplex, triplex, or fourplex as a long-term rental
• Homeowners considering whether a property deserves deeper investigation
• Anyone wanting more structure than a quick online cash-flow calculator

WHAT INFORMATION YOU WILL NEED

Use the information available to you, such as asking price, financing assumptions, expected rent, taxes, insurance, operating costs, vacancy, repairs, and closing costs. The Research and Verify sections help you keep track of where figures came from and what still needs confirmation.

ONE-TIME, REUSABLE TOOL

This is a one-time digital purchase with no subscription. Analyze one property per working copy, then make another personal-use copy for another property. The purchase does not include redistribution, resale, or commercial template licensing.

IMPORTANT SCOPE

This tool helps you organize assumptions and estimate outcomes; it does not tell you to buy or pass, predict investment success, guarantee returns, determine lender approval, or replace professional due diligence.

V1 is designed for 1–4 unit long-term rental analysis. It is not designed for short-term rentals, flips, 5+ unit multifamily, commercial property, development, syndication, portfolio management, tax/depreciation modeling, or a dedicated BRRRR refinance analysis. It does not automatically import property data or retrieve market rents.

TUTORIAL + SUPPORT

An optional unlisted video walkthrough is available here:
https://www.youtube.com/watch?v=WWZhJxlzMWQ

The included Demo and Beginner Guide are the primary step-by-step resources. For download or file-access questions, contact ProsperityWorkbooks through Etsy Messages.

PRIVACY

The Excel files do not require a Prosperity account or bank connection. If you choose Google Sheets, your copy is stored and handled through your Google account under Google's services and terms.

DIGITAL ITEM

This is an instant digital download; no physical item will be shipped. Etsy displays the applicable digital-item terms during purchase. Please review the listing images, compatibility notes, and scope before buying.

EDUCATIONAL DISCLAIMER

For educational and planning purposes only. Not financial, investment, tax, legal, lending, appraisal, inspection, zoning, or other professional advice. Verify assumptions independently and consult qualified professionals where appropriate.