50/30/20 Budget Spreadsheet Google Sheets, Needs Wants Savings Tracker, Monthly Paycheck Money Planner

Budget the simple way with the 50/30/20 rule: 50% for needs, 30% for wants and 20% for savings. This Google Sheets budget spreadsheet sorts every expense into its bucket and shows your target vs actual split for any month or the whole year, automatically.

WHAT'S INSIDE (6 tabs)

- START HERE: quick setup steps and tips
- Dashboard: pick the year to date or a single month: take-home pay, needs, wants and savings, target vs actual donut charts, a monthly chart and tips
- Monthly: pick a month: target, actual, remaining, progress bar and status per bucket, plus every category compared with last month
- Transactions: every expense and savings transfer, with the bucket filled in for you
- Year View: 12 months side by side: pay, target and actual for each bucket and your real split
- Setup: currency, year, take-home pay, your own split (50/30/20, 60/20/20 or anything you like), pay by month and your categories

HOW IT WORKS
1. After purchase, download the PDF from your Etsy account (Purchases and reviews).
2. Click the link. Google asks you to make a copy, which is saved to your own Google Drive.
3. Enter your take-home pay and your split on the Setup tab, then log what you spend. The dashboard updates by itself.

GOOD TO KNOW
- Two versions included: one with sample data to explore and a blank one ready for your own numbers
- Change the split any time, for example 60/20/20 if you live somewhere expensive
- Works in Google Sheets on computer, tablet and phone. A free Google account is needed. Not made for Excel or Numbers
- Cells that calculate show a gentle warning if you try to edit them, so formulas are not deleted by accident
- This is a digital product. No physical item will be shipped
- For personal use only. Please do not share or resell
- Because this is a digital download, returns are not accepted. If you have any problem, message me and I will be happy to help