Bill Tracker & Subscription Manager, Paycheck Budget Planner (Google Sheets/Excel)

5 QUICK ANSWERS BEFORE YOU BUY

1. Will this actually stop me from missing due dates, or is it just another list?
It is a system, not a list. Log each bill once with its amount, frequency and due date. The Bills tab then flags every item Overdue, Due Soon or Upcoming on its own, the Calendar shades your heaviest days, and the Paycheck Planner shows what each paycheck has to cover before you spend a dollar of it.

2. Do I need Microsoft Excel* or a paid subscription?
No. Use the Google Sheets* version with a free Google* account, or open the native .xlsx in Excel* 2016 or newer. Both versions are included. This is a one-time purchase with lifetime personal use and zero recurring fees.

3. I am not a spreadsheet person. Will I break it?
Input cells are color-coded so you always know where to type, and the Start Here tab has a live Template Health Check that highlights any formula you overwrite by accident. If anything ever goes wrong, re-download a fresh copy from your Etsy* purchases at no cost.

4. Does it handle subscriptions and free trials, not just bills?
Yes. The Subscriptions tab tracks trial end dates, Cancel-By deadlines, price hikes and cost-per-use. Mark each service Keep, Review or Cancel and it calculates your projected annual savings instantly.

5. Can I use it on my phone?
Yes. It works in the free Google Sheets* and Excel* mobile apps on iOS and Android. A desktop or laptop is recommended for the first setup, then check due dates from anywhere.

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Most people do not overspend because they are careless. They overspend because they cannot see what is already spoken for.

The Bill Tracker & Subscriptions Calendar by ProFormaGRID puts every bill, subscription and payday on one clean, color-coded screen so you know exactly what is due, when it is due, and what is safely left to spend. Nine tabs and 1,200+ formulas are already built and wired together. You type your commitments once; the workbook does the rest, in Google Sheets* or Microsoft Excel*.

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WHAT'S INSIDE (9 CONNECTED TABS)

• Start Here: 5-step Quick Start, color legend, and a live Template Health Check that flags damaged formulas.
• Settings: set your currency, tracking year, pay schedule, payment accounts and custom categories once. Everything else pulls from here.
• Bills: payee, category, amount, frequency, due date, autopay toggle and late fees. Automatic Overdue / Due Soon / Upcoming status pills plus a 12-month paid checklist.
• Subscriptions: trial expirations, Cancel-By deadlines, price hikes, cost-per-use and Keep / Review / Cancel verdicts with projected annual savings.
• Calendar: pick any month for a dynamic grid. Days shade darker as more money is due, paydays are highlighted, and a running balance keeps cash flow front and center.
• Year at a Glance: a full-year heatmap so you spot expensive weeks months in advance.
• Paycheck Planner: each payday links to the bills it must cover, shows the surplus left over, and flags bonus 3-paycheck months for bi-weekly earners.
• Dashboard: totals, overdue and due-soon counts, subscription savings, suggested emergency set-aside, paid-on-time streak, and spending charts by category.
• Instructions: plain-English guidance built into the sheet, including how to resize rows and add records without touching a formula.

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WHY THIS ONE WORKS WHEN OTHER TRACKERS GET ABANDONED

• See your whole month in ten seconds. The calendar heatmap shows heavy weeks at a glance instead of making you read a list.
• Catch the subscriptions you forgot. Cancel-By deadlines and cost-per-use expose the services quietly draining your account.
• End paycheck-to-paycheck guessing. Every payday shows what it must cover and what is truly free to spend.
• Build a paid-on-time streak. The Dashboard turns consistency into something you can see and want to protect.
• No monthly app fee. One purchase replaces a budgeting subscription for good.

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WHO THIS IS FOR

• Anyone juggling rent, utilities, loans, insurance and a growing list of subscriptions
• Couples who want one shared view of the household bills
• Freelancers and bi-weekly earners whose paydays do not line up with due dates
• Budget beginners who want structure without a complicated app

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WHAT YOU RECEIVE (INSTANT DIGITAL DOWNLOAD)

• Google Sheets Download Link PDF with a one-click copy link straight to your Google Drive*
• Ready-to-use Microsoft Excel* workbook (.xlsx)
• Illustrated Instructions PDF covering setup and how to resize rows and columns safely
• 9 fully integrated tabs with 1,200+ pre-built formulas
• Color-coded input cells for error-free entry
• Live Template Health Check monitor
• Both templates arrive blank and ready for your own numbers

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HOW IT WORKS

1. Complete your purchase and open your files from the Etsy* purchases page (the download link is also emailed to you).
2. Open the Excel* workbook on your computer, or open the Google Sheets Download Link PDF and click the link to make a private copy in your own Google Drive*.
3. Follow the Instructions PDF and the guide tab inside the workbook, type your numbers into the input cells, and watch the dashboard fill in.

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SUPPORT AND OUR PROMISE

Questions before or after you buy? Message ProFormaGRID through Etsy* and you will get a prompt, friendly reply. If something is not working the way it should, we will help you fix it. You can re-download your files any time from your purchases page.

Explore the full collection of ProFormaGRID templates at ProFormaGRID.com

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LICENSE AND LEGAL

Instant digital download; no physical item will be shipped. This template is not made to order. Licensed for personal use. Please do not resell, redistribute, share or recreate this workbook in whole or in part. Copyright ProFormaGRID. All rights reserved.

*Google Sheets, Google Drive and Google are trademarks of Google LLC. Microsoft, Excel, Windows and Microsoft 365 are trademarks of Microsoft Corporation. Etsy is a trademark of Etsy, Inc. ProFormaGRID is an independent shop and is not affiliated with, endorsed by or sponsored by any of these companies.