Does it work on iPhone or iPad?

The spreadsheet does: it opens in the Google Sheets and Excel apps (setup is easier on a computer). The HTML apps do not run on phones or tablets (iPhone, iPad or Android), because downloaded HTML apps are not reliable there. Please use them on a computer (Windows, Mac, Linux, Chromebook).

How do I use the spreadsheet in Google Sheets?

Upload the .xlsx file to Google Drive, open it with Google Sheets, then choose File > Save as Google Sheets.

The spreadsheet is for people who like tables and want to see every formula. The app, used on a computer, is for people who want one clear number each day, bank CSV import and no formulas to look after.

Is there a subscription?

No. You pay once and keep the file.

Where is my data stored?

Only in the web browser on your device. The app makes no network requests. Save a backup file from Settings now and then; clearing your browser data deletes what the browser stored.

Can I use it on two devices?

Yes, but they do not sync automatically. Save a backup file on one device and restore it on the other.

Does it connect to my bank?

Not directly, on purpose. Export a CSV from your online banking and import it; the app maps the columns and skips duplicates.

Which edition should I buy?

All editions share the same core (safe-to-spend number, CSV import, backups, English/German, 5 currencies). Pick the one that matches your main goal, or the All-in-One bundle for everything.

Every edition has an English and a German interface. The Haushaltsbuch edition starts in German with euros.

How do I get the file?

After purchase, Etsy shows a download link and emails it to you. Download the ZIP in a web browser (the Etsy app cannot download files), unzip it and double-click the HTML file.

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Price:$15.36

Freelancer Budget App for Irregular Income with Tax Set-Aside Tracker, Offline

Name: Freelancer Budget App for Irregular Income with Tax Set-Aside Tracker, Offline
Brand: Stillpenny
SKU: 4583366700
Price: 15.36 USD
Availability: InStock

Stillpenny

You can only make an offer when buying a single item

Highlights

Party decor for gatherings and celebrations
Digital download
Digital file type(s): 1 ZIP

When income arrives in lumps, a paycheck budget does not fit. This edition budgets on a baseline (a lean month), runs your safe-to-spend number to the end of the month, and keeps a tax reserve (your rate, e.g. 25%) out of the money it calls spendable.

WHAT IT DOES
• Irregular income mode: safe-to-spend runs to month end, not to a payday
• Tax set-aside rate: a share of every payment is reserved, minus tax you already paid
• Baseline income, with a signal when a month earns more than it
• Budgets, bills calendar and sinking funds for quiet months
• 12-month income vs. spending chart to see your real average

ALSO IN EVERY EDITION
• Bank CSV import with column mapping: works with the CSV export of most banks, detects separators, date formats and 1,234.56 or 1.234,56 amounts, skips duplicates and suggests categories
• Backup file: save and restore your data with one click, also to move to another computer
• English and German interface; USD, EUR, GBP, CAD or AUD
• Light and dark mode; the layout adapts to any window size
• Demo data switch to explore first; your own data is kept separately

WHAT YOU GET
• Stillpenny-Freelancer-Budget.html: the app (one single file that runs in your browser)
• Start Here guide (PDF, English and German)
• Two sample bank CSV files to try the import

DEVICES
• Windows, Mac, Linux and Chromebook: double-click the file and it opens in Chrome, Edge, Firefox or Safari. Fully supported.
• Phones and tablets (iPhone, iPad, Android): not supported. Downloaded HTML apps do not run reliably there. Want your budget on your phone? Get our Budget Spreadsheet for Excel and Google Sheets, which works in the Google Sheets or Excel app.

HOW DELIVERY WORKS
1. After purchase, Etsy gives you a download link (by email and under You > Purchases).
2. Download the ZIP on a computer and unzip it. Tip: the Etsy app cannot download files, use a web browser.
3. Double-click the HTML file. No account, no installation, no subscription.

YOUR DATA STAYS WITH YOU
The app makes zero network requests. Your numbers are stored only in the browser on your device. No account, no cloud, no tracking.

GOOD TO KNOW
• Digital item, nothing is shipped.
• By purchasing you agree that the download starts immediately and acknowledge that you lose your right of withdrawal once it has started (EU).
• Not tax or financial advice.

Built by Oddlynew GmbH with AI-assisted development.

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