KUF Budget Planner Excel Template | Monthly Budget, Debt Payoff, Savings & Subscription Tracker (Digital Download)

Know where every coin goes — in one calm Excel workbook.

The KUF Budget Planner brings your money together in 7 connected tabs. Write down an expense once and your monthly budget, your yearly overview and your savings rate update by themselves. Type in the cream cells — everything else fills itself.

✦ WHAT'S INSIDE
• Budget — plan a budget per category and see what you spent, what's left, how much you saved, plus a whole-year overview
• Money — a simple income & expense log (pick the type, pick the category, type the amount)
• Subscriptions — what every subscription really costs a year, and when it renews next
• Savings — savings goals, with exactly how much to put aside each month
• Debt Payoff — list your debts, choose Snowball (smallest balance first) or Avalanche (highest interest first). See which debt to focus on, how many months are left, and log every payment
• Settings — your currency (€, $, £, and more) and your own categories
• Start — a short how-to guide

✦ WHY YOU'LL LOVE IT
• Works in any currency
• Automatic calculations — no formulas to write
• Example data shows you how everything works (just delete the example rows when you are ready)
• A calm, elegant design — olive, burgundy and brass

✦ WHAT YOU GET
• 1 Excel file (.xlsx) — KUF Budget Planner
• Instant download after purchase

✦ REQUIREMENTS
• Microsoft Excel for Windows or Mac (Excel 2016 or newer / Microsoft 365), or Excel for the web (free with a Microsoft account)
• This planner is made for Microsoft Excel. It is not designed for Google Sheets, Apple Numbers or LibreOffice.

✦ PLEASE NOTE
• This is a digital product — nothing will be shipped.
• This template is a planning tool, not financial advice.
• For personal use only. Please do not share or resell the file.

Want your days, habits and goals too? Look for the KUF Life Planner in our shop — it includes everything in this budget planner (except Debt Payoff), plus a full daily planner.

Designed by KUF — created with the help of AI tools, then edited and checked by us.