• Paycheck budget app on a phone and tablet showing safe to spend today, budget categories and bills, no subscription, with a how-to video on YouTube
  • Paycheck budget app on an iPad and phone showing safe to spend today, bills and budget, pay once with no subscription and a video tutorial on YouTube
  • Safe to spend today screen in the paycheck budget app with the math explained
  • Bill tracker calendar with due and overdue bills on an iPad and phone
  • Paycheck budget app open on a desktop computer monitor
  • Savings goals and debt payoff tracker with debt-free date on a tablet and phone
  • Paycheck budget app safe to spend today screen with the number big, shown on a phone, works on phone and tablet, with a how-to video
  • Private budget app with no account, data stays on your device, backup and restore screen
  • Paycheck budget app in light and dark mode on a monitor and phones
  • Adding a grocery purchase in the paycheck budget app on a phone in the kitchen
  • Paycheck budget app on an iPad answering how much can I spend today, with budget by paycheck and bills
  • Vacation savings goal tracker in the paycheck budget app
  • Paycheck budget app on a phone with bills before payday, an overdue bill and mark paid tags
  • Spending reports by category and cash flow in the paycheck budget app
  • Budget by paycheck with category plan in the budget app
  • Expense tracker list of purchases by category in the budget app
  • Debt payment in the paycheck budget app: log a $150 Visa card payment on your phone and the balance drops from $2,415 to $2,265 by itself
  • Paycheck budget app on a phone and tablet showing safe to spend today, budget categories and bills, no subscription, with a how-to video on YouTube
  • Product video
  • Paycheck budget app on an iPad and phone showing safe to spend today, bills and budget, pay once with no subscription and a video tutorial on YouTube
  • Safe to spend today screen in the paycheck budget app with the math explained
  • Bill tracker calendar with due and overdue bills on an iPad and phone
  • Paycheck budget app open on a desktop computer monitor
  • Savings goals and debt payoff tracker with debt-free date on a tablet and phone
  • Paycheck budget app safe to spend today screen with the number big, shown on a phone, works on phone and tablet, with a how-to video
  • Private budget app with no account, data stays on your device, backup and restore screen
  • Paycheck budget app in light and dark mode on a monitor and phones
  • Adding a grocery purchase in the paycheck budget app on a phone in the kitchen
  • Paycheck budget app on an iPad answering how much can I spend today, with budget by paycheck and bills
  • Vacation savings goal tracker in the paycheck budget app
  • Paycheck budget app on a phone with bills before payday, an overdue bill and mark paid tags
  • Spending reports by category and cash flow in the paycheck budget app
  • Budget by paycheck with category plan in the budget app
  • Expense tracker list of purchases by category in the budget app
  • Debt payment in the paycheck budget app: log a $150 Visa card payment on your phone and the balance drops from $2,415 to $2,265 by itself
  • Product video
Report this item to Etsy

Paycheck Budget App, Biweekly Budget Planner, Bill Tracker, Debt Payoff Tracker, Savings Goals, Expense Tracker for Phone iPad PC

AuthurArtStudios  
5 out of 5 stars

Item highlights

  • Digital download
  • Digital file type(s): 1 PDF

Seller's description

⭐ FREE 6-PAGE HOW-TO GUIDE (PDF) WITH YOUR OWN APP LINK

Included with your download: a 6-page How-To Guide PDF with your personal link to the Paycheck Budget App. Tap the link on your phone, tablet or computer, install it, and the app lands on your home screen or desktop like any other app. Real screens and step-by-step setup inside.

▶ WATCH THE 5-MINUTE VIDEO TUTORIAL ON YOUTUBE:
https://www.youtube.com/watch?v=0MAHjXNfc3I

💸 KNOW WHAT'S SAFE TO SPEND TODAY
Paycheck is a paycheck budget app that answers one question every day: how much can I spend today and still cover every bill and savings goal before payday? It takes your take-home pay, subtracts what you've spent and the bills still due before payday, sets your savings aside, and divides what's left by the days until you get paid. Add a purchase and watch the number move.

✅ WHAT'S INSIDE THE APP
• Safe to spend today, updated every time you add a purchase
• Budget by paycheck: weekly, every two weeks (biweekly), twice a month or monthly
• Bill tracker with a calendar, "due in 3 days" reminders and overdue alerts; tap a bill to mark it paid
• Budget by category, with a warning if you plan more than you make
• Savings goals with progress bars (vacation, emergency fund, anything you like)
• Debt payoff tracker: snowball or avalanche, your debt-free date, and how much sooner an extra payment gets you there; log a payment and that debt's balance drops by itself
• Expense tracker with quick picks (Gas, Groceries, Rent…) that fill in the category for you
• Reports: money in, money out and spending by category
• Light and dark mode
• Export to Excel or Google Sheets (CSV)

📱 WORKS ON YOUR PHONE, TABLET AND COMPUTER
Installs from your link like a real app on Android phones, iPads and Windows or Mac computers, opens full screen, and keeps working without internet once it's installed. Tested on Android and Windows.

🔒 PRIVATE BY DESIGN
Your numbers stay on your device. No account, no password, no bank login, and your budget is never sent to us or anyone else. The app only checks your Etsy order number once to unlock it. Back up your data to a small file anytime and restore it on a new phone or a second device.

💳 BUY ONCE, NO SUBSCRIPTION
One purchase, yours to keep, with free updates delivered right in the app.

📥 HOW IT WORKS
1. Buy and download the How-To Guide PDF.
2. Open your link on the device you want to use and type your Etsy order number once to unlock it.
3. Install it (the guide shows how on each device), tap Start fresh, and set up your paycheck in about two minutes.

❓ GOOD TO KNOW
• This is a digital download. Nothing will be shipped.
• Your data lives on the device where you use the app. It does not sync between devices by itself; use Backup and Restore to move it.
• The app does not connect to your bank. You add your purchases yourself, which takes a few seconds each.
• For personal use only. Please don't share your app link.

Questions? Message us on Etsy. We're happy to help.

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Price:$14.99

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Reviews for this item

4.5

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(2 reviews)

5.0 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend
4 out of 5 stars 4 This item

Shannon Oct 19, 2026

Fantastic app, really help me visually see how much I can spend each day and see where the money is going

Shannon Oct 19, 2026

Response from Authur C. Art

Thank you so much, Shannon! We're so glad the app helps you see what's safe to spend each day and where your money goes. And thanks to your idea, debt payments now link straight to your debts in the latest free update.

5 out of 5 stars 5 This item

Kyler Oct 7, 2026

Super easy and very convenient with having it on my phone! It’s exactly what I was wanting.

Kyler Oct 7, 2026

Response from Authur C. Art

Thank you so much, Kyler! We're so glad it's working great for you and that it's exactly what you wanted. Enjoy your budgeting, and reach out anytime if you need anything! 😁

Seller's description

Specifications

Paycheck budget app on a phone and tablet showing safe to spend today, budget categories and bills, no subscription, with a how-to video on YouTube

⭐ FREE 6-PAGE HOW-TO GUIDE (PDF) WITH YOUR OWN APP LINK

Included with your download: a 6-page How-To Guide PDF with your personal link to the Paycheck Budget App. Tap the link on your phone, tablet or computer, install it, and the app lands on your home screen or desktop like any other app. Real screens and step-by-step setup inside.

▶ WATCH THE 5-MINUTE VIDEO TUTORIAL ON YOUTUBE:
https://www.youtube.com/watch?v=0MAHjXNfc3I

💸 KNOW WHAT'S SAFE TO SPEND TODAY
Paycheck is a paycheck budget app that answers one question every day: how much can I spend today and still cover every bill and savings goal before payday? It takes your take-home pay, subtracts what you've spent and the bills still due before payday, sets your savings aside, and divides what's left by the days until you get paid. Add a purchase and watch the number move.

✅ WHAT'S INSIDE THE APP
• Safe to spend today, updated every time you add a purchase
• Budget by paycheck: weekly, every two weeks (biweekly), twice a month or monthly
• Bill tracker with a calendar, "due in 3 days" reminders and overdue alerts; tap a bill to mark it paid
• Budget by category, with a warning if you plan more than you make
• Savings goals with progress bars (vacation, emergency fund, anything you like)
• Debt payoff tracker: snowball or avalanche, your debt-free date, and how much sooner an extra payment gets you there; log a payment and that debt's balance drops by itself
• Expense tracker with quick picks (Gas, Groceries, Rent…) that fill in the category for you
• Reports: money in, money out and spending by category
• Light and dark mode
• Export to Excel or Google Sheets (CSV)

📱 WORKS ON YOUR PHONE, TABLET AND COMPUTER
Installs from your link like a real app on Android phones, iPads and Windows or Mac computers, opens full screen, and keeps working without internet once it's installed. Tested on Android and Windows.

🔒 PRIVATE BY DESIGN
Your numbers stay on your device. No account, no password, no bank login, and your budget is never sent to us or anyone else. The app only checks your Etsy order number once to unlock it. Back up your data to a small file anytime and restore it on a new phone or a second device.

💳 BUY ONCE, NO SUBSCRIPTION
One purchase, yours to keep, with free updates delivered right in the app.

📥 HOW IT WORKS
1. Buy and download the How-To Guide PDF.
2. Open your link on the device you want to use and type your Etsy order number once to unlock it.
3. Install it (the guide shows how on each device), tap Start fresh, and set up your paycheck in about two minutes.

❓ GOOD TO KNOW
• This is a digital download. Nothing will be shipped.
• Your data lives on the device where you use the app. It does not sync between devices by itself; use Backup and Restore to move it.
• The app does not connect to your bank. You add your purchases yourself, which takes a few seconds each.
• For personal use only. Please don't share your app link.

Questions? Message us on Etsy. We're happy to help.

Shop with confidence
Star Seller

This seller consistently earned 5-star reviews, shipped orders on time, and replied quickly to messages.

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Meet your seller

AuthurArtStudios
Authur C. Art
AuthurArtStudios ·

Salt Lake, Utah

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 4.8
·
700 sales
·
1.5 years on Etsy

Usually responds in a few hours

Smooth shipping Has a history of shipping on time with tracking.

Speedy replies Has a history of replying to messages quickly.

Rave reviews Average review rating is 4.8 or higher.

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