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Budget Planner Printable with Spreadsheet, Excel, Google Sheets, Debt Payoff, Savings Tracker PDF

Price:$17.00

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Highlights

  • Designed by SagaLeaf
  • Digital download
  • Digital file type(s): 2 PDF, 1 other file

Know where it goes. Decide where it goes next. Two files that do different jobs: a calm planner PDF for the thinking (what money is for, what you owe, what renews, and one change each month) and a spreadsheet for the arithmetic, where you type each purchase once and every total works itself out.

It is a budgeting tool, not financial advice.

• A 28-page PDF and a spreadsheet that adds it all up
• Opens in Excel, Google Sheets and Numbers
• Undated: start any month
• US Letter and A4 PDFs both included

What's inside

• Pages 1–3, Cover, how the kit works, contents: Two files, two jobs: the spreadsheet does the maths, the PDF does the thinking.
• Pages 4–11, Plan: Where you are today, what money is for, income and fixed bills, a subscriptions audit, a debt plan, savings goals, sinking funds, and your monthly budget.
• Pages 12–23, Twelve monthly pages: Income, plan versus actual for all fourteen categories, what you want this month, and one thing to adjust.
• Pages 24–26, Track: A two-page spending log for weeks away from the spreadsheet, and thirty no-spend days.
• Pages 27–28, Year review and notes: Totals from the spreadsheet, wins, and what you will do next year.

Good to know

• This is a digital download. Nothing will be shipped.
• You get US Letter and A4 versions. Etsy emails your download link once payment clears, and the files stay in Purchases and Reviews on your account.
• It is a flat PDF: write on it in GoodNotes, Notability or any PDF annotation app, or print it at home. It has no typed form fields.
• For personal use. Please do not share or resell the files.

Designed by SagaLeaf. We build our pages with the help of AI tools, to our own design and under our direction.

Questions? Message us here on Etsy or email hello [!at] sagaleaf.ai.

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Listed on Oct 2, 2026
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