The link asks me to "Make a copy." Is that right?

After purchase, go to Etsy Purchases (or the email from Etsy) and select Download files. Open the PDF and select Make a copy (Google Sheets), then Make a copy: the sheet is saved in your own Google Drive. Your download also has two backup files (both .xlsx): import the GoogleSheets file at sheets.new (File → Import → Upload → Replace spreadsheet), or open the Excel file in Excel.

Do I need a Google account?

Yes. You need a free Google account (Gmail works) to make and save your copy in Google Sheets. You don't need to pay for anything else.

Does it work on my phone?

Yes. Every sheet is designed to read well in the free Google Sheets app, with summary views and charts that fit a phone screen. In The Slate Money Planner, use the Quick Add tab to log spending, payments, or balances on the go. For the one-time first step (making your copy), a computer or your phone's web browser works most reliably. After that, update your numbers from the app anywhere.

Does it work in Excel?

Yes, an Excel copy is included with every product. Your download includes the Excel .xlsx file (Excel 2019 or Microsoft 365). It's provided as-is: the sheets are built for Google Sheets, so some formulas, automation, charts, or formatting may not work in Excel. I can only offer support for the Google Sheets version. For the full automated experience, use Google Sheets (it's free).

The link asks me to "Make a copy." Is that right?

Yes. Select Make a copy. This creates your own private, editable version in your Google Drive. If you see "request access," sign in to Google (or try a private window) and select the link again. Backup: on a computer, go to sheets.new, choose File → Import → Upload, pick the GoogleSheets .xlsx file and choose Replace spreadsheet.

I lost my files. How do I get them again?

Go to Etsy You → Purchases, find the order, and select Download files. There's usually no limit on how many times you can download. Your copy of the sheet also stays in your Google Drive (search Drive for the sheet's name).

Yes. Your copy is yours to edit: rename budget categories, add accounts, debts, or income sources, and change the currency (Format → Number → Currency, or File → Settings → Locale). Tip: input cells are shaded light tan (brass) with a thin gold underline. Type only in those. Every white or grey cell is a formula and updates on its own, so the totals and charts stay right. To hide the sample household, set Settings → Show sample data to No in The Slate Money Planner.

Do you do custom versions?

Not at this time. The sheets are designed to be easy to customize yourself (see the question above).

Digital downloads can't be returned or canceled. If something isn't working, or a sheet doesn't match the listing, message me and I'll fix it. If I can't, I'll refund you. For anything else, message me. I look at other refund requests case by case.

Can I share it with my partner?

Yes. Your license covers one household, so you can share your own copy with people you live with and track together (Share button in Google Sheets). Please don't share the purchase files outside your household. Friends can get their own copy in the shop. Bundles have the same terms.

Report this item to Etsy

NowPrice:$7.49

Original Price: $9.99

25% off

•

Sale ends on October 15

Net Worth Tracker Google Sheets, FIRE Calculator Spreadsheet, Financial Independence Planner, Savings Rate, Early Retirement, Excel

Name: Net Worth Tracker Google Sheets, FIRE Calculator Spreadsheet, Financial Independence Planner, Savings Rate, Early Retirement, Excel
Brand: SlateAndSumCo
SKU: 4587458810
Price: 7.49 USD
Availability: InStock

By Aaron

SlateAndSumCo ·

United States

You can only make an offer when buying a single item

Highlights

Party decor for gatherings and celebrations
Digital download
Digital file type(s): 1 PDF, 2 other files

Net Worth & FI Tracker: track your net worth every month, see your savings rate, and estimate when you could reach financial independence, all in one Google Sheet.

━━ WHAT IT DOES ━━
• Dashboard: net worth, change vs last month and since you started, total assets and liabilities, invested assets, FI number, FI progress, years to FI, estimated FI date and savings rate, plus three charts.
• Net worth tracker: up to 8 assets and 4 debts, one row per month for 5 years. Mark which assets are invested so they count toward FI.
• Savings rate: type each month's take-home income and spending; saved and savings rate are worked out for you, with a 12-month average.
• FI Plan: FI number = yearly spending ÷ your withdrawal rate (at 4% that's spending × 25). Years to FI and an estimated FI date grow your invested assets plus monthly investing at your expected return, with a 40-year projection.
• Currency: choose $, £ or € in Settings for the dashboard tiles and labels. Money cells come formatted in $ (Format → Number → Currency to switch them in Google Sheets).

━━ WHAT'S INCLUDED ━━
6 tabs: Start Here (setup guide) · Dashboard · Net Worth · Savings Rate · FI Plan · Settings (plus 2 hidden helper tabs)
It comes filled with nine months of sample numbers (a sample household) so you can see it working right away. When you're ready, set "Show sample data" to No in Settings: untouched sample values are ignored, and anything you type always counts. Input cells are shaded light tan; everything else calculates for you. Setup takes about 10 minutes.

━━ INSTANT DIGITAL DOWNLOAD ━━
You'll download three files: a PDF quick-start guide with a "Make a copy" link that puts your own copy of the tracker straight into your Google Drive, plus two .xlsx backup files: one to import into Google Sheets and one for Excel. Nothing is shipped.

━━ COMPATIBILITY ━━
• Google Sheets: all you need is a free Google account. Works in a web browser and in the Google Sheets app.
• Excel: the .xlsx copy needs Excel 2019 or Microsoft 365 and is provided as-is.
• No scripts, macros or add-ons.

━━ HOW THIS WAS MADE ━━
I designed this tracker and decide what goes into it. I used AI tools to help write and test the formulas, generate the sample household data and draft parts of this description. I reviewed and tested everything before listing it.

━━ ALSO FROM SLATEANDSUMCO ━━
- The Slate Money Planner, $19.99: budget, debt snowball and avalanche payoff and net worth in one sheet, all connected. https://www.etsy.com/listing/4586741975/budget-spreadsheet-debt-payoff-tracker
- Monthly Budget, $6.99: https://www.etsy.com/listing/4587458538/monthly-budget-spreadsheet-google-sheets
- Debt Snowball Tracker, $7.99: https://www.etsy.com/listing/4587428610/debt-snowball-tracker-google-sheets-debt
If you want all three trackers, the Planner covers them for $19.99, compared with $24.97 bought separately.
Launch sale: 25% off everything in the shop through October 15.
━━ PLEASE NOTE ━━
Not financial or investment advice. This is an organizing and estimating tool. FI numbers and dates are estimates based on the numbers and assumptions you enter; returns are not guaranteed. Colors may look slightly different depending on your screen.

What you need: a free Google account and Google Sheets (works in a web browser and in the Google Sheets app on phones and tablets).
What you get: two spreadsheet files (one for importing into Google Sheets, one for Excel) plus a PDF quick-start guide. The Excel copy is provided as-is: some formulas and automation may not work in Excel, and support covers Google Sheets only.
Returns: this is a digital download, so it can't be returned, exchanged, or canceled. If something doesn't work as described, message me and I'll fix it. If I can't, I'll refund you.
License: personal use for one household. Please don't share or resell the files.

Instant Download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms