Net Worth Tracker Spreadsheet, Monthly Assets and Debts Dashboard, Google Sheets, Excel, Printable PDF

One number that sums up your finances. Update your balances once a month and watch your net worth grow on a clean dashboard.

WHAT'S INCLUDED
- Net Worth Tracker spreadsheet (.xlsx), blank
- Example file with 9 months of sample data
- Printable PDF (US Letter + A4): net worth worksheet, monthly net worth tracker

FEATURES
- Up to 15 assets and 12 liabilities with types
- 24 months of balances
- Net worth, monthly change and debt-to-asset ratio
- Dashboard: latest net worth, change since start, breakdown by type
- Monthly net worth chart

HOW TO USE
1. Download the files from your Etsy Purchases page (instant download, nothing is shipped).
2. Excel: open the .xlsx file. Google Sheets: upload the .xlsx to Google Drive, open it, then choose File > Save as Google Sheets.
3. Start on the 'Start Here' tab and fill in the pale-yellow cells. Everything else calculates for you.
4. Print the PDF pages at home or at a print shop (US Letter and A4 included).

GOOD TO KNOW
- Digital download only. No physical item will be shipped.
- Works in Microsoft Excel 2010 or newer (Windows and Mac) and Google Sheets (free). Apple Numbers and LibreOffice not fully tested.
- Formula cells are protected (no password) to prevent accidental edits.
- Colors may look slightly different on screen vs. print.
- For personal use only. Please don't resell or share the files. (c) Porchlight Ledger
- Educational tool, not financial advice.

ALSO IN THE SHOP
- Mortgage Payoff Calculator (pay off the house faster): https://www.etsy.com/listing/4587775360/mortgage-payoff-calculator-spreadsheet
- Debt Payoff Planner (find your debt-free date): https://www.etsy.com/listing/4587773080/debt-payoff-planner-spreadsheet-snowball
- 2027 Annual Budget & Money Goals Planner (set your 2027 money goals): https://www.etsy.com/listing/4587779330/2027-annual-budget-and-money-goals

AI disclosure: I used AI tools to help build this template (formula drafting, layout, written instructions and the product preview images). Every formula was reviewed and tested in LibreOffice with sample data, and the files were checked before listing.