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Personalized Debt Payoff Planner Bundle, Snowball vs Avalanche, BNPL Tracker, No Subscription, Works Offline (Digital Download)

NowPrice:$8.40

Original Price: $12.00

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30% off

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Sale ends on November 12

Includes Etsy Purchase Protection

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Highlights

See what your debt really costs, pick the fastest way out, and stop buy now, pay later from creeping back in.
The Debt Crusher Kit is three debt payoff apps in one. Use it on your phone, tablet or computer, and save it to your home screen like an app.

WHAT'S INSIDE
✦ INTEREST COST REALITY CHECK: see what paying only the minimum costs in interest and years, and what a little extra saves you
✦ DEBT PAYOFF RACE: compare the snowball and avalanche methods side by side, with your debt-free date, total interest and payoff order for each
✦ BUY NOW, PAY LATER TRACKER: every instalment from every provider in one schedule, with heavy weeks flagged before they hit

HOW THEY WORK TOGETHER
Interest Cost Reality Check shows what your debt is really costing you.
Debt Payoff Race picks the smartest order to pay it off.
BNPL Tracker keeps new instalments from sneaking up on you while you do.

WHY YOU'LL LOVE IT
✔ Personalized: add your first name and money goal and it becomes “Ruby’s Debt Crusher Kit”
✔ Uses your real balances, interest rates and payments
✔ Updates instantly as you change any number
✔ Your entries save automatically in your browser, and nothing is sent anywhere
✔ Copy or print your plan in one click

WHAT YOU'LL RECEIVE
A .zip file with: a Start Here guide with your private kit link and QR code (use it on your phone, tablet or computer), the kit file to keep on your computer, and a BONUS Savings Challenge Pack of printables.

PLEASE NOTE
Digital download only. No physical item will be shipped.
Works on your phone, tablet and computer. Save it to your home screen like an app.
Payoff dates and interest are estimates based on the numbers you enter.
General information only, not financial advice.
Designed by HerRichBudget and built with the help of AI tools.
Want all 18 apps? Get The HerRichBudget Vault and save.

HOW THIS WAS MADE
Designed by HerRichBudget with the help of AI tools. Ruby, the presenter in our videos, is an AI avatar.

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Listed on Oct 6, 2026