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Debt Payoff Spreadsheet Excel Snowball Avalanche Calculator Debt Tracker Budget Planner Savings Challenge

Price:$14.99

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Highlights

  • Designed by SkillQuesters
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 PDF, 2 other files

A real working spreadsheet that plans your debt payoff for you — not a picture of a spreadsheet. Open it, type your debts, and watch it rank them SNOWBALL (smallest first) and AVALANCHE (highest interest first), estimate your pace, and track a 52-week savings challenge alongside.

WHAT YOU GET
• Debt Payoff Spreadsheet (.XLSX) — works in Microsoft Excel and imports into Google Sheets, Apple Numbers and LibreOffice
• debts-example.csv — the same four sample debts as plain CSV data
• Debt Payoff Guide (PDF, 4 pages) — plain-English steps for every sheet
• "My Debts" sheet: type name, balance, APR and minimum payment into yellow cells; totals, weighted average APR and this month's interest cost calculate themselves
• "Payoff Plan" sheet: automatic Snowball and Avalanche rankings, months-to-clear and interest estimates at minimum-only pace, and your #1 target called out by name
• "52-Week Challenge" sheet: classic and reverse versions, running totals up to $1,378

HOW IT WORKS
1. Purchase and download instantly from Etsy
2. Open the XLSX file, type over the four sample debts with your real ones
3. Pick your order, aim every spare dollar at debt #1, and update balances once a month

PLEASE NOTE: this is a planning calculator, not financial advice and not connected to any bank — it never moves money, and estimates assume your APR and payments stay the same. The CSV contains values only (formulas live in the XLSX). One purchase covers your household use on your own devices.

This is a DIGITAL DOWNLOAD. No physical item will be shipped. Please do not share or resell the digital files.

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Listed on Oct 6, 2026
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