• May include: A laptop screen displays a Debt Payoff Spreadsheet from Debt Payoff Studio. The dashboard features financial data, including starting debt, balance remaining, debt paid down, and payoff progress charts in blue and white tones.
  • Navy and blue debt payoff spreadsheet cover. Snowball, avalanche and custom strategies, up to 20 debts, payment log, monthly budget, and estimated payoff and interest savings. Excel workbook can be imported into Google Sheets. Digital download.
  • Six tabs in the blue and green workbooks: Dashboard, Setup, Payoff Plan, Payment Log, Budget and Start Here. Their purposes cover balances, debt details, projections, activity, budgeting and instructions. Fictional example data included.
  • Three payoff methods: Snowball prioritizes the smallest starting balance, Avalanche the highest APR, and Custom your own priority order. Change strategy on the Setup tab. Estimates depend on your inputs.
  • Setup guide for up to 20 debts: enter names, balances, APRs and minimum payments; choose a strategy and extra payment; set the activity-through date. Edit amber cells and preserve formulas and Debt IDs.
  • Payoff projections include an estimated payoff month, monthly repayment projections and estimated interest savings. Freed payments roll into remaining debts. Try different extra monthly payments. Fixed APR and minimum assumptions; actual results vary.
  • Payment Log records payments, interest, fees and new borrowing. Update the activity-through date to update tracked balances. Recorded history remains separate from forecasts. Manual entry; no bank connection.
  • Dashboard features starting and tracked debt, debt paid down, payoff progress, balances by debt, interest rates, recorded payments and projected payoff. Charts help review the debt plan. Forecasts and recorded activity are separate.
  • Monthly Budget tab helps plan income, living expenses, savings and debt payments, and review unallocated money. Plan extra debt payments alongside everyday spending. Information is entered manually.
  • Digital download contents: four Excel workbooks named Blue, Green, Pink and Purple, plus one PDF access-link file. Start with blue or green for the six-tab workflow. Open in Excel or import into Google Sheets; software not included.
  • Setup steps: download and open the workbook, replace sample debt and budget inputs, clear sample Payment Log entries, choose a strategy and extra payment, and record activity and update the date. Instructions and fictional examples included.
  • Monitor mockup of the blue debt payoff dashboard. Fictional example data shows starting debt, tracked balance, payoff progress, projected payoff, recorded payments, balances by debt and interest rates.
  • Laptop preview of the Setup worksheet with amber editable inputs for debt names, balances, APRs, minimums, payoff strategy and extra monthly payment. Organize up to 20 debts. Example data shown.
  • Laptop preview of the Budget worksheet with monthly income, expense categories, money available for extra payments and unallocated funds. Enter the chosen extra payment on Setup. Example data shown.
  • Laptop preview of Setup and three payoff methods. Snowball prioritizes the smallest starting balance, Avalanche the highest APR, and Custom your chosen priority order. Example data shown.
  • Laptop mockup showing Payment Log with payments, interest, fees, new borrowing and tracked balances. Update the activity-through date to include records. Manual entry with no bank connection. Fictional sample data.
  • Laptop dashboard preview with an enlarged projected payoff chart. Choose a strategy, try extra monthly payments and review estimated payoff timing. Forecasts use fixed APRs and minimum payments. Example data shown; actual results vary.
  • Laptop dashboard preview and six worksheet tabs: Dashboard, Setup, Payoff Plan, Payment Log, Budget and Start Here. Blue and green workbook workflow. Fictional example data shown.
  • Laptop dashboard mockup describing estimated interest savings. Compare projected interest, explore extra payments and review estimated savings against fixed minimum payments only. Estimates depend on inputs. Fictional example data shown.
  • Laptop Setup worksheet preview and four steps: open workbook, replace sample debt and budget inputs, clear sample Payment Log entries, then choose strategy and extra payment. Edit amber cells while preserving formulas and Debt IDs. Example data shown.
  • May include: A laptop screen displays a Debt Payoff Spreadsheet from Debt Payoff Studio. The dashboard features financial data, including starting debt, balance remaining, debt paid down, and payoff progress charts in blue and white tones.
  • Product video
  • Navy and blue debt payoff spreadsheet cover. Snowball, avalanche and custom strategies, up to 20 debts, payment log, monthly budget, and estimated payoff and interest savings. Excel workbook can be imported into Google Sheets. Digital download.
  • Six tabs in the blue and green workbooks: Dashboard, Setup, Payoff Plan, Payment Log, Budget and Start Here. Their purposes cover balances, debt details, projections, activity, budgeting and instructions. Fictional example data included.
  • Three payoff methods: Snowball prioritizes the smallest starting balance, Avalanche the highest APR, and Custom your own priority order. Change strategy on the Setup tab. Estimates depend on your inputs.
  • Setup guide for up to 20 debts: enter names, balances, APRs and minimum payments; choose a strategy and extra payment; set the activity-through date. Edit amber cells and preserve formulas and Debt IDs.
  • Payoff projections include an estimated payoff month, monthly repayment projections and estimated interest savings. Freed payments roll into remaining debts. Try different extra monthly payments. Fixed APR and minimum assumptions; actual results vary.
  • Payment Log records payments, interest, fees and new borrowing. Update the activity-through date to update tracked balances. Recorded history remains separate from forecasts. Manual entry; no bank connection.
  • Dashboard features starting and tracked debt, debt paid down, payoff progress, balances by debt, interest rates, recorded payments and projected payoff. Charts help review the debt plan. Forecasts and recorded activity are separate.
  • Monthly Budget tab helps plan income, living expenses, savings and debt payments, and review unallocated money. Plan extra debt payments alongside everyday spending. Information is entered manually.
  • Digital download contents: four Excel workbooks named Blue, Green, Pink and Purple, plus one PDF access-link file. Start with blue or green for the six-tab workflow. Open in Excel or import into Google Sheets; software not included.
  • Setup steps: download and open the workbook, replace sample debt and budget inputs, clear sample Payment Log entries, choose a strategy and extra payment, and record activity and update the date. Instructions and fictional examples included.
  • Monitor mockup of the blue debt payoff dashboard. Fictional example data shows starting debt, tracked balance, payoff progress, projected payoff, recorded payments, balances by debt and interest rates.
  • Laptop preview of the Setup worksheet with amber editable inputs for debt names, balances, APRs, minimums, payoff strategy and extra monthly payment. Organize up to 20 debts. Example data shown.
  • Laptop preview of the Budget worksheet with monthly income, expense categories, money available for extra payments and unallocated funds. Enter the chosen extra payment on Setup. Example data shown.
  • Laptop preview of Setup and three payoff methods. Snowball prioritizes the smallest starting balance, Avalanche the highest APR, and Custom your chosen priority order. Example data shown.
  • Laptop mockup showing Payment Log with payments, interest, fees, new borrowing and tracked balances. Update the activity-through date to include records. Manual entry with no bank connection. Fictional sample data.
  • Laptop dashboard preview with an enlarged projected payoff chart. Choose a strategy, try extra monthly payments and review estimated payoff timing. Forecasts use fixed APRs and minimum payments. Example data shown; actual results vary.
  • Laptop dashboard preview and six worksheet tabs: Dashboard, Setup, Payoff Plan, Payment Log, Budget and Start Here. Blue and green workbook workflow. Fictional example data shown.
  • Laptop dashboard mockup describing estimated interest savings. Compare projected interest, explore extra payments and review estimated savings against fixed minimum payments only. Estimates depend on inputs. Fictional example data shown.
  • Laptop Setup worksheet preview and four steps: open workbook, replace sample debt and budget inputs, clear sample Payment Log entries, then choose strategy and extra payment. Edit amber cells while preserving formulas and Debt IDs. Example data shown.
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Debt Payoff Spreadsheet: Snowball & Avalanche Calculator, Excel and Google Sheets

Item highlights

  • Digital download
  • Digital file type(s): 1 PDF, 4 other files

Seller's description

Compare debt snowball, avalanche, and custom repayment plans in an Excel workbook that can be imported into Google Sheets. Track up to 20 debts, record payments, and explore estimated payoff dates and interest savings.

Blue and green planner workbooks are included, along with pink and purple workbook downloads and a PDF access-link file. Begin with the blue or green version for the workflow described below.

DEBT PAYOFF FEATURES

• Organize up to 20 debts, including credit cards, student loans, auto loans, and personal loans.
• Choose debt snowball, debt avalanche, or a custom payoff order.
• Add extra monthly payments to explore your estimated payoff timeline.
• Roll freed payments into remaining debts as balances are paid off.
• Compare projected interest with paying only fixed minimums.
• Record payments, interest, fees, and new borrowing.
• View tracked balances, payoff progress, and charts on your dashboard.
• Plan monthly income, expenses, and extra debt payments.

SIX TABS INCLUDED

1. Dashboard — debt balances, progress charts, estimated payoff dates, and interest savings.
2. Setup — debt details, APRs, minimum payments, and payoff strategy.
3. Payoff Plan — monthly debt repayment projections.
4. Payment Log — your recorded payment and balance activity.
5. Budget — monthly income, expenses, and debt payment planning.
6. Start Here — instructions and fictional example data.

CHOOSE YOUR PAYOFF METHOD

Snowball: Prioritize the smallest starting balance.
Avalanche: Prioritize the highest APR.
Custom: Set your own priority order.

GETTING STARTED

Open your workbook, replace the sample debts, and choose your strategy and extra payment amount. Clear the sample payment entries, then record your own activity. Update the activity-through date to include new payments.

Editable inputs are highlighted in amber. Keep formulas and Debt IDs unchanged. Your payoff forecast and recorded payment history are shown separately.

FILES & SOFTWARE

Direct Etsy downloads include four Excel files (.xlsx), named Blue, Green, Pink and Purple, plus a PDF access-link file. Open in Microsoft Excel or import into Google Sheets. Software is not included.

Digital download only; no physical product will be shipped. Listing graphics explain the workbook features and setup. Workbook appearance may vary by color version and software. Payments are entered manually, with no bank connection. Interest savings and payoff dates are estimates based on your inputs, fixed APRs, and fixed minimum payments. Actual results may differ.

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NowPrice:$11.19

Original Price: $15.99

30% off

•

Sale ends on October 31

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A laptop screen displays a Debt Payoff Spreadsheet from Debt Payoff Studio. The dashboard features financial data, including starting debt, balance remaining, debt paid down, and payoff progress charts in blue and white tones.

Compare debt snowball, avalanche, and custom repayment plans in an Excel workbook that can be imported into Google Sheets. Track up to 20 debts, record payments, and explore estimated payoff dates and interest savings.

Blue and green planner workbooks are included, along with pink and purple workbook downloads and a PDF access-link file. Begin with the blue or green version for the workflow described below.

DEBT PAYOFF FEATURES

• Organize up to 20 debts, including credit cards, student loans, auto loans, and personal loans.
• Choose debt snowball, debt avalanche, or a custom payoff order.
• Add extra monthly payments to explore your estimated payoff timeline.
• Roll freed payments into remaining debts as balances are paid off.
• Compare projected interest with paying only fixed minimums.
• Record payments, interest, fees, and new borrowing.
• View tracked balances, payoff progress, and charts on your dashboard.
• Plan monthly income, expenses, and extra debt payments.

SIX TABS INCLUDED

1. Dashboard — debt balances, progress charts, estimated payoff dates, and interest savings.
2. Setup — debt details, APRs, minimum payments, and payoff strategy.
3. Payoff Plan — monthly debt repayment projections.
4. Payment Log — your recorded payment and balance activity.
5. Budget — monthly income, expenses, and debt payment planning.
6. Start Here — instructions and fictional example data.

CHOOSE YOUR PAYOFF METHOD

Snowball: Prioritize the smallest starting balance.
Avalanche: Prioritize the highest APR.
Custom: Set your own priority order.

GETTING STARTED

Open your workbook, replace the sample debts, and choose your strategy and extra payment amount. Clear the sample payment entries, then record your own activity. Update the activity-through date to include new payments.

Editable inputs are highlighted in amber. Keep formulas and Debt IDs unchanged. Your payoff forecast and recorded payment history are shown separately.

FILES & SOFTWARE

Direct Etsy downloads include four Excel files (.xlsx), named Blue, Green, Pink and Purple, plus a PDF access-link file. Open in Microsoft Excel or import into Google Sheets. Software is not included.

Digital download only; no physical product will be shipped. Listing graphics explain the workbook features and setup. Workbook appearance may vary by color version and software. Payments are entered manually, with no bank connection. Interest savings and payoff dates are estimates based on your inputs, fixed APRs, and fixed minimum payments. Actual results may differ.

  • Designed by
    RentalOwnerStudio
  • Item type
    Digital download
  • Digital file type(s)
    1 PDF, 4 other files
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Meet your seller

josie
RentalOwnerStudio ·

United States

No reviews yet
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64 sales
·
10 months on Etsy

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Listed on Oct 6, 2026
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