• May include: A Google Sheets monthly budget spreadsheet template displayed on a screen. The interface features tables for income, expenses, and a bar chart comparing plan versus actual spending. Three black buttons highlight features: See plan vs. actual for any month, Over and Watch flags, and A whole-year view.
  • May include: A digital template overview titled What's Inside 6 tabs, all connected. It lists six sections: Start Here, Monthly Budget, Budget, Transactions, Year, and Settings, each with a brief description. Includes Sample + Blank copies included and Step-by-step PDF guide buttons.
  • May include: A digital monthly budget spreadsheet template featuring a table titled Monthly Budget. It displays financial data categorized by Needs, Wants, Savings, and Debt, with columns for Plan, Actual, Left, Used, and Flag. Includes numbered callouts 1 and 2.
  • May include: A monthly budget spreadsheet template titled Every category, flagged. The table displays columns for Category, Group, Plan, Actual, Left, and Used Flag. Rows list expenses like Housing, Groceries, and Dining Out with numerical data.
  • May include: A digital budget spreadsheet template titled Your plan in one list. It displays a table with categories like Housing, Utilities, and Groceries, showing columns for monthly plan, notes, group, this month, left, used, flag, and 12-month average.
  • May include: A digital transaction log template titled Transactions Log every dollar. The interface features a table with columns for Date, Description, Category, Amount, Type, Account, Notes, Group, and Check. Numbered markers 1 and 2 highlight specific sections.
  • May include: A financial spreadsheet template titled The whole year at a glance, featuring a table with rows for income, money out, savings, and savings rate, organized by month from January to December, with a section for categories and groups.
  • May include: A digital infographic titled How It Works: Everything fills in for you. It displays a four-step process with icons for Budget, Transactions, Monthly Budget, and Year, connected by arrows. Text below reads: Your plan and your transactions meet on the Monthly Budget and the Year view.
  • May include: An instructional graphic titled Instant Access Ready in 2 minutes. It outlines three steps: 1. Buy, 2. Download the PDF, and 3. Make a copy. Bottom text lists requirements: Free Google account, Desktop & mobile browser, Nothing to install, Google Sheets, not Excel.
  • May include: A comparison chart titled Want more? Upgrade to the Command Center. It lists features including monthly budget, bill tracker, savings goals, debt payoff, net worth, and a dashboard, showing checkmarks for the Command Center version.
  • May include: A Google Sheets monthly budget spreadsheet template displayed on a screen. The interface features tables for income, expenses, and a bar chart comparing plan versus actual spending. Three black buttons highlight features: See plan vs. actual for any month, Over and Watch flags, and A whole-year view.
  • May include: A digital template overview titled What's Inside 6 tabs, all connected. It lists six sections: Start Here, Monthly Budget, Budget, Transactions, Year, and Settings, each with a brief description. Includes Sample + Blank copies included and Step-by-step PDF guide buttons.
  • May include: A digital monthly budget spreadsheet template featuring a table titled Monthly Budget. It displays financial data categorized by Needs, Wants, Savings, and Debt, with columns for Plan, Actual, Left, Used, and Flag. Includes numbered callouts 1 and 2.
  • May include: A monthly budget spreadsheet template titled Every category, flagged. The table displays columns for Category, Group, Plan, Actual, Left, and Used Flag. Rows list expenses like Housing, Groceries, and Dining Out with numerical data.
  • May include: A digital budget spreadsheet template titled Your plan in one list. It displays a table with categories like Housing, Utilities, and Groceries, showing columns for monthly plan, notes, group, this month, left, used, flag, and 12-month average.
  • May include: A digital transaction log template titled Transactions Log every dollar. The interface features a table with columns for Date, Description, Category, Amount, Type, Account, Notes, Group, and Check. Numbered markers 1 and 2 highlight specific sections.
  • May include: A financial spreadsheet template titled The whole year at a glance, featuring a table with rows for income, money out, savings, and savings rate, organized by month from January to December, with a section for categories and groups.
  • May include: A digital infographic titled How It Works: Everything fills in for you. It displays a four-step process with icons for Budget, Transactions, Monthly Budget, and Year, connected by arrows. Text below reads: Your plan and your transactions meet on the Monthly Budget and the Year view.
  • May include: An instructional graphic titled Instant Access Ready in 2 minutes. It outlines three steps: 1. Buy, 2. Download the PDF, and 3. Make a copy. Bottom text lists requirements: Free Google account, Desktop & mobile browser, Nothing to install, Google Sheets, not Excel.
  • May include: A comparison chart titled Want more? Upgrade to the Command Center. It lists features including monthly budget, bill tracker, savings goals, debt payoff, net worth, and a dashboard, showing checkmarks for the Command Center version.
Report this item to Etsy

Monthly Budget Spreadsheet Google Sheets | Budget Planner with Plan vs Actual, Year View and Over Budget Flags

Item highlights

  • Digital download
  • Digital file type(s): 2 PDF
View more

Shop review

Why this review appears

All reviews are from verified buyers. This review is shown automatically based on factors like recency, whether it includes comments, your chosen language, and whether the rating reflects the typical experience with the shop.

“This template fits all of my needs my monthly budgeting! Very easy to purchase, download and use!”

Alex

28 days ago

View all

NowPrice:$5.99

Original Price: $7.99

25% off

•

Sale ends on November 30

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A Google Sheets monthly budget spreadsheet template displayed on a screen. The interface features tables for income, expenses, and a bar chart comparing plan versus actual spending. Three black buttons highlight features: See plan vs. actual for any month, Over and Watch flags, and A whole-year view.

Plan every dollar. This Google Sheets monthly budget spreadsheet lets you plan each category, log what you spend and see plan against actual for any month and for the whole year, with Over and Watch flags. No bank logins, no subscription.

━━━ WHAT YOU GET ━━━
- A START-HERE PDF with two "Make a copy" buttons:
– Ready-to-use copy for your own household
– Sample copy filled with a made-up household (the Reeds), so you can see how it works
- A step-by-step PDF guide (setup, every tab, FAQ, troubleshooting)

━━━ WHAT'S INSIDE (6 TABS) ━━━
MONTHLY BUDGET – pick a month
- Plan against actual by group (Needs, Wants, Savings, Debt) and by category, with Over and Watch flags
- Planned and actual income, left to assign, your savings rate and a chart

BUDGET – a monthly plan for 24 starter categories
- This month's spending, what is left, percent used and a 12-month average; rename or add categories

TRANSACTIONS – up to 5,000 rows
- Income, expenses, transfers, debt payments and savings with a category, plus a Check column that says what is missing

YEAR – every category by month against your plan, with income, money out, savings and your savings rate

SETTINGS – your expected monthly income and your category list with each category's group

START HERE – a 5-step setup checklist and a color guide

━━━ PERFECT FOR ━━━
Individuals, couples and families who want a simple, private monthly budget they control.

━━━ HOW IT WORKS ━━━
1. Buy and download the START-HERE PDF
2. Click a button while signed in to Google, then "Make a copy"
3. Open your copy and follow the 5 setup steps on the Start Here tab

━━━ GOOD TO KNOW ━━━
- Google Sheets only: you need a free Google account. This is not an Excel file.
- Works in any browser on a computer, tablet or phone. Setup is easiest on a computer.
- Nothing to install, no add-ons, no scripts, no bank connections: you type your own numbers.
- The sample household and amounts are made-up examples: replace them with your own.
- A planning and record-keeping tool. This is not financial, tax or legal advice.
- Screenshots show the sample copy with made-up data.

━━━ LICENSE ━━━
For use by one person or one household. Please don't resell, share or redistribute the template or its links. Digital download: no physical item will be shipped. Because it's a digital file, returns aren't accepted, but if something isn't working, message me and I'll help.

  • Item type
    Digital download
  • Digital file type(s)
    2 PDF
Shop with confidence
Etsy Purchase Protection

If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

Meet your seller

CalebsTemplates
Caleb Schweinsberg
CalebsTemplates ·

Louisville, Kentucky

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 5.0
·
17 sales
·
8 months on Etsy
Caleb Schweinsberg
3 shop members

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Balance Tracker

Budget Mom

Minimal Budget

Budget Planner Digital Printable

Weekly Budget Check In

Budget List

Budget Tracker Pdf

Budget Planner Digital Simple

Canadian Budget

Listed on Oct 7, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates