Bills and Subscription Tracker Spreadsheet, Google Sheets Bill Tracker

Every bill and subscription in one list. Type each one once and the spreadsheet works out what it really costs a month and a year, when it next comes out, what leaves your account before payday, and how much you'd save by cutting back.

Most bill trackers only handle monthly bills. This one handles weekly, fortnightly, 4-weekly, monthly, quarterly, 6-monthly and yearly payments, warns you before a free trial starts charging, reminds you when a contract is ending so you can shop around, and shows how much each bill has gone up since last year. It works in Google Sheets AND Excel, with a UK edition (£, UK dates, payday on the 28th) and a US edition ($, US dates).

WHAT'S INSIDE (5 tabs)
- Dashboard: spend per month and per year, subscriptions on their own, what you could save, what goes out before your next payday, the next 8 payments, free trials and contracts ending, spending by category, totals for each account, your Keep / Review / Cancel decisions and a monthly chart
- Bills: 100 rows. Name, category, bill or subscription, amount, how often, a payment date and the account it comes from. Monthly cost, yearly cost, next payment date, days left and alerts fill in by themselves
- Price check: type last year's price to see the rise, or a cheaper deal to see the saving per year
- Month by Month: a 12-month bill calendar with every payment in the month it actually comes out, so expensive months (yearly renewals, 5-week months) don't catch you out
- Setup: your payday (day of the month, or your exact next payday if it moves), up to 5 accounts, how much warning you want and your own categories

WHAT YOU GET
- 2 versions: £ (GBP, UK dates) and $ (USD, US dates)
- Quick Start guide (PDF)

Mark something Cancelled and it drops out of every total and shows as money saved. A good one to set up before the new year, when the trials from November and December start charging.

HOW IT WORKS
- Download the files from your Etsy Purchases page
- Google Sheets: upload the .xlsx to Google Drive, open it, then File > Save as Google Sheets
- Excel: just open it (Excel 2010 or later, Windows or Mac, or Excel for the web)
- Type in the cream cells. Everything else updates on its own
- A Quick Start PDF walks you through setup in 5 minutes

GOOD TO KNOW
- Plain formulas only: no macros, no add-ins, no subscriptions
- Formula cells are locked so you can't break them by accident (no password, so you can unlock and customise)
- Apple Numbers and LibreOffice aren't officially supported

PLEASE NOTE
- This is a DIGITAL download. Nothing physical will be shipped.
- Personal use only. Please don't share or resell the files.
- This is an organising tool, not financial advice.

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