Anxiety Friendly Budget Planner App, Calm Money Tracker, Bills & Savings

Anxiety Friendly Budget Planner App, Calm Money Tracker, Bills & Savings — STILL: MONEY, GENTLY

Still is an anxiety friendly budget planner app for your phone and computer, made for people who feel their stomach drop when they open a banking app. No red "over budget" warnings, no shame, no streaks to break — and you choose how much you see. It's a calm budget planner, bill tracker, spending tracker, savings tracker and debt payoff planner in one quiet place, built for money anxiety and irregular income. No account, no bank login, no subscription.

★ TRY THE FREE DEMO FIRST: https://still-demo.vaultly.workers.dev
(A sample month, opens in your browser. Like it? The full app has no limits.)

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AT A GLANCE
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• Product type: anxiety budget planner app (opens from a private link in your browser, installs like an app) + Start Here PDF + bonus printables ZIP. Not a spreadsheet, Notion or Excel template.
• Features: safe to spend shown as a calm range (slow / most likely / good month), Gentle · Standard · Full views, income ranges for irregular income, bills & subscriptions, spending log with optional feelings, spending plan with joy money, savings goals, debt payoff dates, worry inbox, weekly money dates, Breathe grounding mode, what-if planner, printable financial safety plan and monthly reflection, CSV.
• Included: the Still app (private link + QR), a 14-page Start Here PDF, a bonus ZIP with 7 worksheets, 6 coloring boards and 5 wallpapers.
• Intended audience: anyone with money anxiety or money avoidance, ADHD or overwhelm, freelancers and gig workers with irregular income, people starting over after debt, anyone who wants gentle budgeting instead of strict rules.
• Budgeting frequency: monthly plan, a weekly money date, log spending whenever you like (daily or once a week is fine).
• Savings target: any goals you choose (calm cushion / emergency fund, trips, big purchases) with a monthly amount and an estimated date.
• Customizability: your own income sources and ranges, categories with emoji, essential and joy-money switches, buffer (Comfortable / Balanced / Cautious), how much to show, 3 themes, 30 currencies.
• Personalization: your name in the greeting and on your printed safety plan, notes to yourself, your own worries and small steps.
• Mechanism: tap to log, tap "Paid" on a bill and the date moves on; everything you set aside rests in a stone "cairn" and what's left on top is yours to spend. Works offline; link phone + computer with a 6-digit code.
• Reusability: use it every month, year after year — no refills, no new download each year. Worksheets print as often as you like.
• Size: works on any phone, tablet or computer screen (iPhone, Android, Windows, Mac). Printables are US Letter and print fine on A4; wallpapers 1170×2532 (phone) and 2560×1440 (desktop).
• Material: digital download — nothing is shipped.
• Theme: a calm zen stone garden — raked sand, balanced stones, stone blue and soft lantern gold; themes Dawn garden, Moon garden (dark) and Quiet paper (low-stimulation).
• Care: your numbers stay private on your devices; export a backup now and then (one tap in Settings).

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WHY STILL
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Most "calm" budget planners are a normal budget with a pastel skin. Still is built to actually feel calm:
• A range, not a verdict: instead of one scary number, see a slow month, the most likely month and a good month.
• Set aside first: bills, everyday essentials, savings, debt steps and a buffer rest in the stones — what's on top is yours, guilt-free.
• No red anywhere: "room left" instead of "over budget"; spent more? It turns a soft heather and says the plan can bend.
• See only what you're ready for: Gentle shows one calm summary and one small step.
• Feeling wobbly? Breathe hides every number and walks you through a slow breath.
• No streaks, no punishment: "gentle moments" count every time you showed up.

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FEATURES
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✓ Today — your stone garden: bills, essentials, savings & debt steps and buffer as stones; yours to spend on top as a safe to spend range with an about-per-day amount and "How is this worked out?"
✓ Gentle · Standard · Full — choose how much you see, any time; Hide amounts blurs every figure with one tap
✓ Irregular income — each source gets a slow / likely / good month; money that arrives counts for real and the range adjusts itself
✓ Bill tracker for bills & subscriptions — weekly, every 2 weeks, monthly, every 3 months or yearly; the next 31 days already set aside; "Paid" moves the date on without counting it twice; subscriptions total
✓ Spending tracker — amount, category, note and an optional feeling (calm, okay, tense, impulse); feelings summary each month; search, month by month, CSV export
✓ Spending plan — categories with emoji, essential and joy money (self care budget with permission to enjoy), "room left", never shaming
✓ Savings tracker — goal jars that fill with pebbles, monthly amount and an estimated month
✓ Debt payoff planner — balance, APR, minimum and a gentle extra: debt-free month, interest saved, log payments
✓ Worry inbox — set a worry down, pick one small next step (ideas included), rest it "not today", or add it to the settled pile
✓ Weekly money date — a guided 6-card check-in: how you feel, a look back, a look ahead, one worry, one intention, how you feel now; mood before → after history
✓ Breathe — grounding mode with a breathing circle (4 in · 4 hold · 6 out) and 5-4-3-2-1 senses
✓ What if…? — income drops, a surprise cost or higher monthly costs: see the new range and how many months your savings would cover essentials
✓ Printable financial safety plan — a note to yourself, what must be covered, your cushion, first steps if income stops, people who can help
✓ Monthly reflection — the month in numbers + what went well, what was hard, one thing for next month
✓ Larger text, easy-read font, reduce motion · guided tour · backup & restore · keyboard shortcuts

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PHONE + COMPUTER, IN STEP
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Link your devices once with a 6-digit code or a QR scan. Log a coffee on your phone and see it on your laptop a moment later — end-to-end encrypted. Installs like an app and works offline. On a computer everything sits in a sidebar; on a phone, in a simple bottom bar. A calm digital planner wherever you are.

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WHAT'S INCLUDED
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1. THE STILL APP — your private link (phone, tablet and computer), no limits
2. START HERE PDF (14 pages) — your private app link + QR code, install steps for every device, how to link devices, every page explained with screenshots
3. BONUS PRINTABLES ZIP —
• 7 worksheets: calm monthly plan, gentle spending log, bills & subscriptions, money date, worry inbox, financial safety plan, monthly reflection
• 6 coloring boards: calm cushion (100 pebbles), debt cairn, 52 money dates, savings jars, joy money, breathe & ground card
• 5 wallpapers (3 phone, 2 desktop)

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HOW IT WORKS
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1. Download the PDF after purchase and open your private link (or scan the QR)
2. Install it on your phone and/or computer
3. Choose how much you'd like to see, then add what feels easiest: one income source, one bill, or today's coffee
4. Once a week, have a money date — ten kind minutes with yourself

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GOOD TO KNOW
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• Works in any modern browser: Safari, Chrome, Edge, Firefox. No Excel, Notion or Google Sheets needed.
• Still never connects to your bank — you add things yourself, at your own pace.
• Still doesn't send push notifications; open it when you're ready.
• For personal use. Please don't share or resell your link.
• Still is a gentle planning tool, not financial, legal or mental-health advice.
• Pairs well with our ADHD budget planner, debt payoff planner and savings challenge apps in the shop.

Questions? Send a message — happy to help.