Report this item to Etsy

Personal Budget Planner Spreadsheet | Monthly Savings, Debt Payoff Tracker (Excel, Google Sheets)

NowPrice:$6.09

Original Price: $9.37

35% off

•

Sale ends in 22:59:13

Includes Etsy Purchase Protection

You can only make an offer when buying a single item

Highlights

Take control of your money with a budget planner that's simple enough to actually use. Track spending, stick to a budget, grow your savings and make a real plan to become debt-free.

WHAT'S INCLUDED
- Budget Planner .xlsx: blank version with suggested categories
- The same file with example data
- README with Excel and Google Sheets steps
- "Make a copy in Google Sheets" steps (no Excel needed)

FEATURES
- Monthly dashboard: income, spending, savings, left over and savings rate
- Budget vs actual per category, with progress bars and overspend alerts
- 50/30/20 split (needs / wants / savings and debt)
- Full-year budget overview
- Savings goals with progress bars and "save per month" to hit your date
- Debt payoff planner: avalanche or snowball, extra payments roll over, debt-free date and total interest
- Month-by-month payoff schedule and chart
- Simple formulas only: no macros

WORKS WITH
Excel 2016+ (Windows and Mac), Excel for the web, Google Sheets and LibreOffice.

PLEASE NOTE
- This is a budgeting tool, not financial advice. Interest is an estimate.
- Licence: personal use. Reselling or sharing the file is not permitted.

INSTANT DIGITAL DOWNLOAD: no physical item will be shipped. Your files are available from Purchases & Reviews on Etsy once payment is confirmed.

AI disclosure: This design was created by me (the seller). AI tools assisted with parts of the design process and with drafting this listing copy; every file was reviewed, edited and tested by hand.

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

You may also like

Shoppers with similar taste loved these

Show more
Show more

Explore related searches

Balance Tracker

Easy Budget Worksheet

Personal Finance Book

Financing Template

Monthly Budget Planner Sheet

Mindful Budget

Budgeting Planner Template

Listed on Oct 13, 2026
Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates