Small Business Bookkeeping Spreadsheet 2027, Income Expense Tracker, Profit Loss, Google Sheets Excel Template

Seller's description

Small business bookkeeping spreadsheet for Google Sheets and Excel: track income and expenses, see profit and loss, and get Schedule C totals for your LLC or sole proprietorship. Instant digital download from Fyscale.

✦ SMALL BUSINESS BOOKKEEPING PRO — 2027 EDITION
Know your real profit every single month — without accounting software or a monthly subscription.

Type each sale and expense once. Your Dashboard, Profit & Loss, cash flow, budget, invoices, bills, bank reconciliation and Schedule C summary all build themselves. 13 sheets, 9,968 formulas, zero formulas for you to write.

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WHAT'S INSIDE — 13 SHEETS
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📊 Dashboard — 12 live KPIs: income, expenses, net profit, margin, cash on hand, unpaid invoices, bills due, tax set-aside. Month-by-month table, 2 charts and your top 8 expenses.
✍️ Transactions — 1,000 rows. Pick a category and the type and IRS Schedule C line fill in for you.
📈 Profit & Loss — every category, every month, year total, net profit and margin. Owner draws kept out of profit.
🏦 Cash & Accounts — balance per account (checking, savings, card, PayPal…) and monthly cash flow.
💸 Budget vs Actual — monthly budgets, budget-to-date and Over budget · Watch · On track alerts.
🧾 Invoices — what clients owe you, days late and aging (current, 1–30, 31–60, 61–90, 90+).
📬 Bills — what you owe, due dates and bills due in the next 30 days.
✅ Bank Reconciliation — 3 inputs; see the difference and every uncleared item. Books that match the bank to the cent.
🇺🇸 Schedule C & Tax — totals by IRS Schedule C line, self-employment tax estimate and quarterly set-aside with 1040-ES due dates.
🖨️ Annual Report — one printable page for your accountant, lender or partner.
⚙️ Setup + Start Here + How to Use — 40 editable categories with budgets, 8 accounts, a 10-step checklist.

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WHAT YOU GET (3 DOWNLOADS)
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✓ Fyscale-Small-Business-Bookkeeping-Pro-2027.xlsx — Excel 2016+ and Google Sheets
✓ 14-page Quick-Start Guide (PDF) with a screenshot for every step
✓ 60-second video tutorial (MP4)
✓ Example data included so you see every report working — clear it in one step
✓ US Letter print-ready · instant download

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PERFECT FOR
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• Small business owners, freelancers, Etsy and Shopify sellers, service businesses
• Anyone who wants clean books without QuickBooks-style monthly fees
• Owners who want their Schedule C numbers ready before tax season

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HOW IT WORKS
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1. Setup: type your business name, year, categories, budgets and accounts.
2. Transactions: log date, category, account and amount.
3. Dashboard: see your profit — everything else updates itself.
4. Once a month: reconcile with your bank statement.
5. Each quarter: set aside the suggested tax amount.

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WHY FYSCALE
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✦ Full commercial license — use for your own business AND your clients' businesses
✦ Free lifetime updates — new versions at no extra cost
✦ Direct support from the maker — message us, we reply within 24 hours
✦ 30-day money-back guarantee — no risk
✦ Built for US small businesses: IRS Schedule C categories, US dates, Letter printing

LICENSE
Allowed: use the file for your own business, clients, or customers. Modify the contents as you wish.
Not allowed: resell or redistribute the raw files or blank templates.

30-DAY GUARANTEE
If after 30 days you feel this file doesn't help, send us a message on Etsy and we'll refund your money. No hassle, no long questions.

DISCLAIMER
This template helps you organize your business records. It is not tax, legal or accounting advice and is not affiliated with the IRS or any tax authority. Please confirm final figures with a qualified tax professional.

HOW THIS WAS MADE
Designed and tested by Fyscale. AI tools assisted with drafting and formula checks; every file was reviewed and recalculated before release.

FREQUENTLY ASKED QUESTIONS
Q: Do I need spreadsheet experience?
A: No. If you can type a date and a number, you can use this file. The guide and video walk you through every step.

Q: Is this a physical product?
A: No, this is a digital download. You'll get the files instantly after purchase.

Q: Can I use it for another year?
A: Yes. It is set to 2027 — change the year in Setup and it works for any year.

Q: Do I need the latest version of Excel?
A: No. It works in Google Sheets (free) and Excel 2016 or newer, Windows or Mac.

Q: Can I use this on my phone?
A: Yes. Google Sheets works on phones, though a computer is more comfortable for data entry.

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PAIRS PERFECTLY WITH
Self-Employed Tax Organizer 2026–2027 — mileage log, 1099 tracker, quarterly estimates and a full tax estimate.
See all Fyscale tools: etsy.com/shop/Fyscale

Fyscale — premium finance tools for US small business owners.