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Smart Bill Tracker Spreadsheet – Monthly Payment Calendar, Auto Due Dates (Digital Download)

Price:$5.99

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Highlights

List each bill once with its due day and frequency. Every month it works out what is due, paid, due soon or overdue, shows the next due date, and fills in a 12-month bill calendar.

INSTANT DIGITAL DOWNLOAD: Smart Bill Tracker spreadsheet by BrightCellPlanners. Works in Microsoft Excel 2016+ / Microsoft 365 and Google Sheets.

FEATURES
- Dashboard: due, paid, left to pay and overdue
- Monthly, quarterly and yearly bills
- Automatic status and next due date
- Due soon reminder window you set
- Payments log with 1,200 rows
- 12-month bill calendar with missed months
- Spending by category and month
- Light mode and dark mode versions
- Automatic formulas, dropdowns and charts, no spreadsheet skills needed
- Filled-in SAMPLE files so you can see it in action

WHAT YOU GET (one ZIP file)
- BrightCellPlanners_Smart_Bill_Tracker_Dark.xlsx
- BrightCellPlanners_Smart_Bill_Tracker_Light.xlsx
- BrightCellPlanners_Smart_Bill_Tracker_SAMPLE_Dark.xlsx
- BrightCellPlanners_Smart_Bill_Tracker_SAMPLE_Light.xlsx
- How-to-use PDF guide (How-to-Use_Smart-Bill-Tracker_BrightCellPlanners.pdf)

HOW IT WORKS
1. After purchase, download the ZIP from your Etsy Purchases page and unzip it.
2. Open the .xlsx file in Excel 2016+ or Microsoft 365, or upload it to Google Drive and open it with Google Sheets (the PDF guide shows how).
3. Fill in the Setup tab and start tracking.

PLEASE NOTE
- This is an instant digital download. No physical item will be shipped.
- Requires Microsoft Excel 2016+ / Microsoft 365 (desktop) or a free Google account for Google Sheets. Not designed for Apple Numbers.
- Colors may look slightly different on different screens.
- Due to the digital nature of this product, returns are not accepted, but I am always happy to help.
- A budgeting aid, not financial advice. It does not connect to your bank; payments are typed in.

LICENSE
- Personal use or use in your own business only. Do not share, resell or redistribute the files.

Questions or need help? Message BrightCellPlanStudio on Etsy anytime.

Designed by me with the help of AI tools.

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Listed on Oct 14, 2026
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