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52-Week Savings Challenge Tracker – Excel & Google Sheets (Digital Download)

Item highlights

  • Digital download
  • Digital file type(s): 1 ZIP

Seller's description

Three savings challenges in one tracker: the 52-week money challenge (increasing, reverse or fixed), the 100-envelope challenge and your own savings goals, with every dollar added up month by month.

INSTANT DIGITAL DOWNLOAD: Savings Challenge Tracker spreadsheet by BrightCellPlanners. Works in Microsoft Excel 2016+ / Microsoft 365 and Google Sheets.

FEATURES
- 52-week challenge with any base amount
- Increasing, reverse or fixed weeks
- 100-envelope challenge with a multiplier
- Tiles turn gold as you save
- Up to 10 savings goals with per-week amount needed
- Deposits and withdrawals log
- Saved each month vs. your goal, with charts
- Light mode and dark mode versions
- Automatic formulas, dropdowns and charts, no spreadsheet skills needed
- Filled-in SAMPLE files so you can see it in action

WHAT YOU GET (one ZIP file)
- BrightCellPlanners_Savings_Challenge_Tracker_Dark.xlsx
- BrightCellPlanners_Savings_Challenge_Tracker_Light.xlsx
- BrightCellPlanners_Savings_Challenge_Tracker_SAMPLE_Dark.xlsx
- BrightCellPlanners_Savings_Challenge_Tracker_SAMPLE_Light.xlsx
- How-to-use PDF guide (How-to-Use_Savings-Challenge-Tracker_BrightCellPlanners.pdf)

HOW IT WORKS
1. After purchase, download the ZIP from your Etsy Purchases page and unzip it.
2. Open the .xlsx file in Excel 2016+ or Microsoft 365, or upload it to Google Drive and open it with Google Sheets (the PDF guide shows how).
3. Fill in the Setup tab and start tracking.

PLEASE NOTE
- This is an instant digital download. No physical item will be shipped.
- Requires Microsoft Excel 2016+ / Microsoft 365 (desktop) or a free Google account for Google Sheets. Not designed for Apple Numbers.
- Colors may look slightly different on different screens.
- Due to the digital nature of this product, returns are not accepted, but I am always happy to help.
- A budgeting aid, not financial advice. It does not connect to your bank.

LICENSE
- Personal use or use in your own business only. Do not share, resell or redistribute the files.

Questions or need help? Message BrightCellPlanStudio on Etsy anytime.

Designed by me with the help of AI tools.

View more
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Price:$6.99

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Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

Three savings challenges in one tracker: the 52-week money challenge (increasing, reverse or fixed), the 100-envelope challenge and your own savings goals, with every dollar added up month by month.

INSTANT DIGITAL DOWNLOAD: Savings Challenge Tracker spreadsheet by BrightCellPlanners. Works in Microsoft Excel 2016+ / Microsoft 365 and Google Sheets.

FEATURES
- 52-week challenge with any base amount
- Increasing, reverse or fixed weeks
- 100-envelope challenge with a multiplier
- Tiles turn gold as you save
- Up to 10 savings goals with per-week amount needed
- Deposits and withdrawals log
- Saved each month vs. your goal, with charts
- Light mode and dark mode versions
- Automatic formulas, dropdowns and charts, no spreadsheet skills needed
- Filled-in SAMPLE files so you can see it in action

WHAT YOU GET (one ZIP file)
- BrightCellPlanners_Savings_Challenge_Tracker_Dark.xlsx
- BrightCellPlanners_Savings_Challenge_Tracker_Light.xlsx
- BrightCellPlanners_Savings_Challenge_Tracker_SAMPLE_Dark.xlsx
- BrightCellPlanners_Savings_Challenge_Tracker_SAMPLE_Light.xlsx
- How-to-use PDF guide (How-to-Use_Savings-Challenge-Tracker_BrightCellPlanners.pdf)

HOW IT WORKS
1. After purchase, download the ZIP from your Etsy Purchases page and unzip it.
2. Open the .xlsx file in Excel 2016+ or Microsoft 365, or upload it to Google Drive and open it with Google Sheets (the PDF guide shows how).
3. Fill in the Setup tab and start tracking.

PLEASE NOTE
- This is an instant digital download. No physical item will be shipped.
- Requires Microsoft Excel 2016+ / Microsoft 365 (desktop) or a free Google account for Google Sheets. Not designed for Apple Numbers.
- Colors may look slightly different on different screens.
- Due to the digital nature of this product, returns are not accepted, but I am always happy to help.
- A budgeting aid, not financial advice. It does not connect to your bank.

LICENSE
- Personal use or use in your own business only. Do not share, resell or redistribute the files.

Questions or need help? Message BrightCellPlanStudio on Etsy anytime.

Designed by me with the help of AI tools.

Shop with confidence
Etsy Purchase Protection

If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

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Listed on Oct 14, 2026