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Couples Budget Spreadsheet for Excel & Google Sheets - Shared Expenses Split, Fair Share by Income, Monthly Budget

Item highlights

  • Digital download
  • Digital file type(s): 1 ZIP

Seller's description

A budget built for two: both incomes, shared and personal spending, a monthly budget for every category and a fair split of shared costs, 50/50 or by income. Settle Up shows exactly who owes whom.

INSTANT DIGITAL DOWNLOAD: Couples Budget Planner spreadsheet by BrightCellPlanners. Works in Microsoft Excel 2016+ / Microsoft 365 and Google Sheets.

FEATURES
- Dashboard: left over, spent this month, savings rate, settle up
- Split shared costs 50/50, by income or custom %
- Settle Up: who owes whom each month
- 12-month budget vs. actual by category
- Who paid what
- Overspent months shown below zero
- 3,000 transactions
- Light mode and dark mode versions
- Automatic formulas, dropdowns and charts, no spreadsheet skills needed
- Filled-in SAMPLE files so you can see it in action

WHAT YOU GET (one ZIP file)
- BrightCellPlanners_Couples_Budget_Dark.xlsx
- BrightCellPlanners_Couples_Budget_Light.xlsx
- BrightCellPlanners_Couples_Budget_SAMPLE_Dark.xlsx
- BrightCellPlanners_Couples_Budget_SAMPLE_Light.xlsx
- How-to-use PDF guide (How-to-Use_Couples-Budget_BrightCellPlanners.pdf)

HOW IT WORKS
1. After purchase, download the ZIP from your Etsy Purchases page and unzip it.
2. Open the .xlsx file in Excel 2016+ or Microsoft 365, or upload it to Google Drive and open it with Google Sheets (the PDF guide shows how).
3. Fill in the Setup tab and start tracking.

PLEASE NOTE
- This is an instant digital download. No physical item will be shipped.
- Requires Microsoft Excel 2016+ / Microsoft 365 (desktop) or a free Google account for Google Sheets. Not designed for Apple Numbers.
- Colors may look slightly different on different screens.
- Due to the digital nature of this product, returns are not accepted, but I am always happy to help.
- A budgeting aid, not financial advice. It does not connect to your bank.

LICENSE
- Personal use or use in your own business only. Do not share, resell or redistribute the files.

Questions or need help? Message BrightCellPlanStudio on Etsy anytime.

Designed by me with the help of AI tools.

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Price:$9.99

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Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A digital Couples Budget spreadsheet for Excel and Google Sheets featuring light and dark mode interfaces. The display includes auto formulas, data tables, pie charts, and bar graphs for financial tracking. Text includes "Couples Budget", "Spreadsheet for Excel and Google Sheets", "AUTO FORMULAS", "FULLY EDITABLE", "MAC, PC & MOBILE", "Instant Download", "Light + Dark", "BrightCellPlanners", "INSTANT ACCESS | EASY TO USE | REUSE ANY YEAR".

A budget built for two: both incomes, shared and personal spending, a monthly budget for every category and a fair split of shared costs, 50/50 or by income. Settle Up shows exactly who owes whom.

INSTANT DIGITAL DOWNLOAD: Couples Budget Planner spreadsheet by BrightCellPlanners. Works in Microsoft Excel 2016+ / Microsoft 365 and Google Sheets.

FEATURES
- Dashboard: left over, spent this month, savings rate, settle up
- Split shared costs 50/50, by income or custom %
- Settle Up: who owes whom each month
- 12-month budget vs. actual by category
- Who paid what
- Overspent months shown below zero
- 3,000 transactions
- Light mode and dark mode versions
- Automatic formulas, dropdowns and charts, no spreadsheet skills needed
- Filled-in SAMPLE files so you can see it in action

WHAT YOU GET (one ZIP file)
- BrightCellPlanners_Couples_Budget_Dark.xlsx
- BrightCellPlanners_Couples_Budget_Light.xlsx
- BrightCellPlanners_Couples_Budget_SAMPLE_Dark.xlsx
- BrightCellPlanners_Couples_Budget_SAMPLE_Light.xlsx
- How-to-use PDF guide (How-to-Use_Couples-Budget_BrightCellPlanners.pdf)

HOW IT WORKS
1. After purchase, download the ZIP from your Etsy Purchases page and unzip it.
2. Open the .xlsx file in Excel 2016+ or Microsoft 365, or upload it to Google Drive and open it with Google Sheets (the PDF guide shows how).
3. Fill in the Setup tab and start tracking.

PLEASE NOTE
- This is an instant digital download. No physical item will be shipped.
- Requires Microsoft Excel 2016+ / Microsoft 365 (desktop) or a free Google account for Google Sheets. Not designed for Apple Numbers.
- Colors may look slightly different on different screens.
- Due to the digital nature of this product, returns are not accepted, but I am always happy to help.
- A budgeting aid, not financial advice. It does not connect to your bank.

LICENSE
- Personal use or use in your own business only. Do not share, resell or redistribute the files.

Questions or need help? Message BrightCellPlanStudio on Etsy anytime.

Designed by me with the help of AI tools.

Shop with confidence
Etsy Purchase Protection

If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

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Listed on Oct 14, 2026