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Home Buying Spreadsheet for Excel & Google Sheets - First Time Home Buyer Affordability, Rent vs Buy and House Comparison

Price:$15.99

Includes Etsy Purchase Protection

You can only make an offer when buying a single item

Highlights

Everything before you buy, in one workbook: how much house you can afford, every closing cost and your cash to close, when buying beats renting, and a scored comparison of the homes you tour.

INSTANT DIGITAL DOWNLOAD: Home Buying Workbook spreadsheet by BrightCellPlanners. Works in Microsoft Excel 2016+ / Microsoft 365 and Google Sheets.

FEATURES
- Affordability with the 28/36 rule
- Max price by down payment and rate
- Closing costs and cash to close
- Rent vs. buy over 30 years with break-even year
- Compare 6 homes with weighted scores
- Savings goal with ready-by date
- Dashboard with charts
- Light mode and dark mode versions
- Automatic formulas, dropdowns and charts, no spreadsheet skills needed
- Filled-in SAMPLE files so you can see it in action

WHAT YOU GET (one ZIP file)
- BrightCellPlanners_Home_Buying_Workbook_Dark.xlsx
- BrightCellPlanners_Home_Buying_Workbook_Light.xlsx
- BrightCellPlanners_Home_Buying_Workbook_SAMPLE_Dark.xlsx
- BrightCellPlanners_Home_Buying_Workbook_SAMPLE_Light.xlsx
- How-to-use PDF guide (How-to-Use_Home-Buying-Workbook_BrightCellPlanners.pdf)

HOW IT WORKS
1. After purchase, download the ZIP from your Etsy Purchases page and unzip it.
2. Open the .xlsx file in Excel 2016+ or Microsoft 365, or upload it to Google Drive and open it with Google Sheets (the PDF guide shows how).
3. Fill in the Setup tab and start tracking.

PLEASE NOTE
- This is an instant digital download. No physical item will be shipped.
- Requires Microsoft Excel 2016+ / Microsoft 365 (desktop) or a free Google account for Google Sheets. Not designed for Apple Numbers.
- Colors may look slightly different on different screens.
- Due to the digital nature of this product, returns are not accepted, but I am always happy to help.
- A planning tool with estimates, not financial, tax or legal advice. Confirm figures with your lender or advisor.

LICENSE
- Personal use or use in your own business only. Do not share, resell or redistribute the files.

Questions or need help? Message BrightCellPlanStudio on Etsy anytime.

Designed by me with the help of AI tools.

Instant Download

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Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

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Listed on Oct 14, 2026
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