How do I download my files?

Right after payment, go to You > Purchases and reviews and click Download Files. The link is in your confirmation email too. You get the 12-tab .xlsx workbook, a Google Sheets setup guide and a read-me-first guide.

Does it work in Google Sheets?

Yes. You import the .xlsx file into your own Google Drive in a few clicks (the Google Sheets setup guide shows how). It also works offline in Microsoft Excel.

Do I need to be good with spreadsheets?

No. You type in your income and expenses, and every total, chart and dashboard updates by itself. The first tab has seven plain setup steps, so there is no video to watch.

Can I use my own currency and financial year?

Yes. Set your currency symbol and the month your financial year starts on the Settings tab, and every tab follows it.

Can I change the categories?

Yes. Your trade's income and expense categories are already filled in on the Settings tab, and you can rename them to match how your business works.

Is there a subscription?

No. You pay once and the file is yours to keep and use every year.

No. The tax summary organises your numbers and suggests an amount to set aside. Your accountant or tax office has the final word.

What if something does not work?

Message me. I reply within 24 hours and will fix it or help you set it up.

Report this item to Etsy

Debt Payoff Tracker Spreadsheet | Debt Snowball or Avalanche Planner, Debt Free Date, Interest Saved (Google Sheets + Excel)

ProfitDrawer

Item highlights

Digital download
Digital file type(s): 3 Files

Seller's description

List your debts, choose smallest-balance-first or highest-interest-first, and see the month you will be debt free.

WHAT'S INCLUDED

- Debt-Payoff-Tracker.xlsx: The debt payoff workbook (clean, ready to fill in)
- Google-Sheets-Setup.pdf: How to import the spreadsheet into Google Sheets (1 page)
- READ-ME-FIRST.pdf: What is inside and how to use it (3 pages)

FEATURES

- Up to 10 debts with name, balance, APR and minimum payment
- Choose snowball (smallest balance first) or avalanche (highest APR first)
- Add an extra monthly payment; each cleared debt's minimum rolls over to the next debt
- Month-by-month payoff schedule for up to 360 months, built with formulas only (no macros)
- Shows your debt-free month, months to go and total interest
- Interest saved compared with paying only the minimums
- Flags a debt whose minimum payment does not cover its monthly interest
- Dashboard chart of total balance over time: your plan vs minimums only
- Payoff order with the month each debt is cleared
- Payment log for up to 500 payments; the latest statement balance drives each progress bar
- Interest is estimated monthly as balance x APR / 12; a planning tool, not financial advice
- Excel 2010 or newer, imports into Google Sheets; formulas locked with no password
- Includes READ-ME-FIRST and Google Sheets setup PDFs

HOW IT WORKS

1. Download the files from your Etsy purchases page.
2. Open the .xlsx in Excel, or import it into Google Sheets (the setup guide shows how).
3. Read START HERE, then type your own numbers. The formulas work out the totals for you.

GOOD TO KNOW

- This is a digital download. Nothing is shipped.
- Spreadsheets work in Microsoft Excel (2010 or newer) and in Google Sheets (free).
- A tool to organise your own numbers, not tax, legal or financial advice.
- For your own personal or business use. Please do not resell or share the files.
- Questions before or after you buy? Message me. I reply within 24 hours.

ProfitDrawer - simple money tools for small business owners.

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NowPrice:$4.49

Original Price: $8.99

50% off

•

Sale ends on November 6

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Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

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Debt Payoff Tracker - ProfitDrawer instant download

Item type

Digital download
Digital file type(s)

3 Files

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Meet your seller

Muhammad Sajjad

ProfitDrawer ·

Bangkok, Thailand

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2 sales

1 month on Etsy

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Debt Payoff Tracker Spreadsheet | Debt Snowball or Avalanche Planner, Debt Free Date, Interest Saved (Google Sheets + Excel)

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Seller's description

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Meet your seller

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