Paycheck Budget Spreadsheet | Budget by Paycheck, Biweekly or Weekly, Bill Tracker, Savings Goals (Google Sheets + Excel)

NowPrice:$4.99

Original Price: $9.99

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50% off

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Sale ends on November 6

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Highlights

  • Digital download
  • Digital file type(s): 3 Files

Budget by paycheck instead of by month. Assign every bill to the pay day that covers it and see what is left to spend.

WHAT'S INCLUDED

- Paycheck-Budget.xlsx: The paycheck budget workbook (clean, ready to fill in)
- Google-Sheets-Setup.pdf: How to import the spreadsheet into Google Sheets (1 page)
- READ-ME-FIRST.pdf: What is inside and how to use it (3 pages)

FEATURES

- Pay frequency: weekly, every 2 weeks, twice a month (two set days) or monthly
- Lists every payday from your first payday to the end of the 12th month (up to 53 weekly paydays)
- Each paycheck shows the bills due before the next payday, savings and what is left to spend
- Up to 30 monthly bills with due day, amount and autopay
- A due day the month does not have (like the 31st in April) counts as the last day of that month
- Type a different pay amount or a one-off extra cost for any single paycheck
- This Paycheck tab: pick a payday to see its bills sorted by due date
- Up to 10 savings goals; the amount per paycheck is worked out from the target date, or use a fixed amount
- Month-by-month chart and totals table of pay, bills, savings and left to spend
- Settings shows your next six paydays so you can check the schedule
- Excel 2010 or newer, imports into Google Sheets; no macros
- Formulas locked with sheet protection that has no password
- Includes READ-ME-FIRST and Google Sheets setup PDFs

HOW IT WORKS

1. Download the files from your Etsy purchases page.
2. Open the .xlsx in Excel, or import it into Google Sheets (the setup guide shows how).
3. Read START HERE, then type your own numbers. The formulas work out the totals for you.

GOOD TO KNOW

- This is a digital download. Nothing is shipped.
- Spreadsheets work in Microsoft Excel (2010 or newer) and in Google Sheets (free).
- A tool to organise your own numbers, not tax, legal or financial advice.
- For your own personal or business use. Please do not resell or share the files.
- Questions before or after you buy? Message me. I reply within 24 hours.

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Listed on Oct 17, 2026