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Monthly Budget Planner Spreadsheet — Budget Tracker with Planned vs Actual, Weekly Breakdown and Bill Alerts for Excel & Google Sheets

Price:$1.98

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Highlights

  • Designed by TheGoatedPlanner
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

Most budget sheets are a single flat table — you type numbers in and hope for the best. This one is a complete monthly money system for around the same price:

• DASHBOARD command center — total income, planned vs actual spending, remaining cash, your savings rate, your TOP 3 spending categories (auto-ranked), and an over-budget alert count, all on one screen
• PLANNED vs ACTUAL variance for every category — the moment you go over, the variance turns RED so you see it before the month is gone
• WEEKLY BREAKDOWN — every category splits into Week 1–4 totals, pulled automatically from the Expense Log (most simple sheets have no weekly view at all)
• BILLS DUE SOON — your next 5 upcoming bills, auto-sorted by due date, so a bill never ambushes you again
• BIG-SPEND HIGHLIGHTS — any expense over $200 pops in red in the log automatically
WHAT'S INSIDE (5 sheets):
• DASHBOARD — your month at a glance, plus a savings goal tracker with live progress %
• MONTHLY BUDGET — up to 5 income sources + 12 spending categories pre-filled (Housing, Groceries, Transport, Utilities, Insurance, Dining out, Subscriptions, Shopping, Health, Savings, Entertainment, Pets) with Planned vs Actual vs Variance and the Week 1–4 view
• EXPENSE LOG — 150 rows with category dropdowns; feeds everything else automatically
• BILLS DUE SOON — 9-bill recurring table + auto-sorted next-5 list
• START HERE — 5-step setup guide; up and running in minutes

HOW IT WORKS: Download instantly → type in the yellow cells → everything calculates automatically. No spreadsheet skills needed — if you can type, you can run this.

WHAT YOU GET: 1 Excel file (.xlsx, 5 sheets), works in Microsoft Excel and Google Sheets. Instant download.

PLEASE NOTE: Digital download; no physical item ships. Sample data included so you can see every formula working — just type over it with your own income, plans, and spending.

Made by a real person: I'm Michael — 15 years in HR, 15 years reselling, and the guy who built this tool for his own life first. I create with AI assistance, then refine and test every file myself. If it doesn't fit how you work, message me in the shop and I'll help you tweak it. — Michael

MY PROMISE — FREE TWEAKS, REAL PERSON: This spreadsheet was built by a real seller (that's me, Michael) and I stand behind it. If you need the currency changed, the colors adjusted, categories renamed, or the formatting fitted to the way you budget, just message me here in the shop and I'll make the tweak for you — free, no catch. Same if you get stuck setting it up: send me a message and I'll walk you through it. I'd rather adjust the file than have it sit unused in your downloads.

*This digital product was created with the assistance of AI Tools, then refined by me, the seller*

A note on the images and video: the cover artwork (and the presenter in the demo video, where one appears) is AI-generated. The preview images in this listing show actual pages from the digital file you will receive.

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Listed on Oct 17, 2026
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