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First Home Savings Tracker Spreadsheet, Down Payment Savings Planner with Closing Cost Calculator, First Time Home Buyer Google Sheets Excel

NowPrice:$7.49

Original Price: $9.99

25% off

•

Sale ends on November 17

Includes Etsy Purchase Protection

You can only make an offer when buying a single item

Highlights

  • Designed by KoizenCo
  • Digital download
  • Digital file type(s): 2 Files

Saving for a house is more than a down payment, and most people find that out at the closing table. This tracker gives you the full number up front, and tells you every month whether you are on pace to reach it by your date.

Enter a target price, your down payment percent, closing costs, the reserves lenders want to see, and the month you hope to buy. It turns all of that into one savings goal, subtracts any family gift or down payment assistance, and measures every deposit against it. Log money across up to six accounts and the dashboard shows your percent to goal, months left, the monthly amount you need, your real pace, and the month you will get there.

WHAT YOU GET
• A filled sample workbook so you see it working
• A blank workbook to start fresh
• A Start Here tab with step by step setup
• Works in Google Sheets (free) and Excel 2016 or newer

WHAT IS INSIDE
• Goal Setup: price, down payment, closing costs, reserves, moving buffer and target date in, one cash goal out
• Dashboard: percent to goal, required monthly saving, your pace, and a saved vs target chart
• Deposits: 600 rows for deposits, withdrawals and interest across up to 6 accounts
• Cash to Close estimator: lender fees, title, prepaid interest, escrow and credits
• Readiness checklist: credit score, debt to income, pre approval and paperwork
• A switch to keep your emergency fund out of the house fund

WHY THIS ONE
It counts gifts and assistance programs, it separates your emergency fund from your house money, and it checks whether you are ready, not only whether you have saved.

HOW IT WORKS
1. Download right after purchase
2. Open in Excel, or in Google Sheets choose File, Import
3. Set your goal, log your deposits, watch the bar fill

Questions after you buy? Message the shop and I will help you set it up.

Every rate, fee and benchmark is an editable sample. Confirm current figures with your lender. This is a digital download. No physical item ships. Educational tool, not financial or lending advice. Personal use only.

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Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

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Listed on Oct 18, 2026
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