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Self Employed Budget Spreadsheet for Irregular Income, Freelancer Tax Set Aside & Safe to Spend Tracker, Excel Google Sheets

NowPrice:$9.00

Original Price: $12.00

25% off

•

Sale ends on November 17

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Highlights

  • Designed by OrvianMarket
  • Digital download
  • Digital file type(s): 1 PDF, 2 other files

A budget for months that never look the same. Log what actually came in, hold back the tax percentage you choose, and see a realistic safe-to-spend number.

WHAT'S INSIDE
• Monthly Income tab for uneven payments (expected vs actually received)
• Budget Categories: essential, sinking-fund and flexible amounts
• Tax Set-Aside tracker: recommended set-aside per month vs what you actually moved
• Safe-to-Spend summary for any month you choose
• Start Here setup and Notes tabs
• An EXAMPLE copy filled with made-up numbers so you can see how it works

HOW IT WORKS
1. Set your tax set-aside % and cash buffer % on Start Here.
2. Log each payment when it actually arrives.
3. Pick a month and read your safe-to-spend number.

FILES YOU'LL DOWNLOAD
• Irregular-Income-Budget-v1.1.xlsx (blank, for your budget)
• Irregular-Income-Budget-EXAMPLE-v1.1.xlsx (filled with example data)
• Quick-Start-Irregular-Income-Budget.pdf

INSTANT DIGITAL DOWNLOAD
This is a digital product. No physical item will be shipped. After purchase, download your files from Etsy → You → Purchases and reviews, or from the link in your confirmation email.

FILE PROBLEM? OUR 14-DAY PROMISE
Digital downloads can't be returned on Etsy. But if a file won't open, doesn't work as described, or isn't what you expected, message us within 14 days of purchase and we'll fix it or refund you.

FAQ
Q: Does it calculate my taxes?
A: No. You choose your own set-aside percentage; the workbook holds that amount back. It's a planning tool, not tax advice.
Q: Does it work in Google Sheets?
A: Yes. It's a real .xlsx file with no macros. Open it in Excel, or import it into Google Sheets with File → Import → Upload. The formulas come across intact.
Q: How do I get the files?
A: Right after purchase, from Etsy → You → Purchases and reviews, or the download link in your Etsy confirmation email. You can re-download any time.

HOW IT'S MADE
Designed by Orvian Market with the help of AI tools for drafting and layout. Every formula, page and file was checked and tested before listing.

LICENSE
For use in your own business, with as many of your own clients and projects as you like. Please don't resell, share or re-upload the files.

Planning and writing templates only, not legal, tax or financial advice.
Microsoft Excel and Google Sheets are trademarks of their respective owners. Orvian Market isn't affiliated with or endorsed by them.

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Listed on Oct 17, 2026
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