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House Hacking Calculator Spreadsheet, FHA Duplex Triplex Fourplex Deal Analyzer, Rental Cash Flow and Cash to Close, Google Sheets Excel

Item highlights

  • Digital download
  • Digital file type(s): 2 Files

Seller's description

Live in one unit, rent out the others, and know exactly what the deal costs you before you write an offer. Built for FHA buyers looking at duplexes, triplexes and fourplexes.

Type a listing price, the rents, and your loan terms. The analyzer shows your cash to close, your monthly payment with mortgage insurance, what you really pay to live there after the tenants pay, the FHA self sufficiency test for 3 and 4 units, and what happens to cash flow after you move out. A 10 year projection shows your equity building. Thinking of renting one unit to family at a lower rent? Turn that on and see what the discount costs, every month and every year.

WHAT YOU GET
• A filled sample deal so you see it working
• A blank analyzer for your own deals
• A Start Here tab with step by step setup
• Works in Google Sheets (free) and Excel 2016 or newer

WHAT IS INSIDE
• Dashboard: cash to close, net housing cost, savings vs renting, self sufficiency test, cash on cash, 10 year equity
• Inputs: every rate and limit editable and labeled
• Cash to Close: down payment, closing costs, repairs, less credits
• Monthly Payment: principal, interest, taxes, insurance, MIP
• Phase 1, Living There: your true monthly cost compared with renting
• Phase 2, After You Move Out: cash flow when every unit rents
• FHA Checks: self sufficiency test and debt to income
• 10 Year Projection: equity, loan balance and value
• Compare Deals: several properties side by side

WHY THIS ONE
Most calculators stop at cash flow. This one runs the FHA rules that decide whether you can get the loan at all, and it models the day you move out, because that is when a house hack becomes a rental.

HOW IT WORKS
1. Download right after purchase
2. Open in Excel, or in Google Sheets choose File, Import
3. Enter a deal from any listing and read the dashboard

Questions after you buy? Message the shop and I will help you set it up.

Every rate and limit is a sample. Confirm current figures with your lender. This is a digital download. No physical item ships. Educational tool, not lending or financial advice. Personal use only.

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NowPrice:$14.99

Original Price: $19.99

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25% off

•

Sale ends on November 17

You can only make an offer when buying a single item

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A digital House Hacking Calculator displayed on a laptop and smartphone screen. The interface features financial dashboards with data fields for cash to close, net housing costs, and equity projections for real estate investment analysis.

Live in one unit, rent out the others, and know exactly what the deal costs you before you write an offer. Built for FHA buyers looking at duplexes, triplexes and fourplexes.

Type a listing price, the rents, and your loan terms. The analyzer shows your cash to close, your monthly payment with mortgage insurance, what you really pay to live there after the tenants pay, the FHA self sufficiency test for 3 and 4 units, and what happens to cash flow after you move out. A 10 year projection shows your equity building. Thinking of renting one unit to family at a lower rent? Turn that on and see what the discount costs, every month and every year.

WHAT YOU GET
• A filled sample deal so you see it working
• A blank analyzer for your own deals
• A Start Here tab with step by step setup
• Works in Google Sheets (free) and Excel 2016 or newer

WHAT IS INSIDE
• Dashboard: cash to close, net housing cost, savings vs renting, self sufficiency test, cash on cash, 10 year equity
• Inputs: every rate and limit editable and labeled
• Cash to Close: down payment, closing costs, repairs, less credits
• Monthly Payment: principal, interest, taxes, insurance, MIP
• Phase 1, Living There: your true monthly cost compared with renting
• Phase 2, After You Move Out: cash flow when every unit rents
• FHA Checks: self sufficiency test and debt to income
• 10 Year Projection: equity, loan balance and value
• Compare Deals: several properties side by side

WHY THIS ONE
Most calculators stop at cash flow. This one runs the FHA rules that decide whether you can get the loan at all, and it models the day you move out, because that is when a house hack becomes a rental.

HOW IT WORKS
1. Download right after purchase
2. Open in Excel, or in Google Sheets choose File, Import
3. Enter a deal from any listing and read the dashboard

Questions after you buy? Message the shop and I will help you set it up.

Every rate and limit is a sample. Confirm current figures with your lender. This is a digital download. No physical item ships. Educational tool, not lending or financial advice. Personal use only.

  • Item type
    Digital download
  • Digital file type(s)
    2 Files
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If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

Meet your seller

KoizenCo
KoizenCo ·

United States

No reviews yet
·
1 sale
·
5 months on Etsy
Jin
1 shop member

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Listed on Oct 18, 2026