Planner financeiro planilha Excel 2026 2027 | Portuguese, Orçamento mensal, controle de gastos (Digital Download)
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Price:$7.49
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Planner financeiro em planilha Excel com dois arquivos: um exemplo 2026 preenchido e um 2027 em branco, mais versão A4 para imprimir. Você digita o previsto e o realizado, e a planilha soma tudo.
O que vem no download:
• Planner_Financeiro_2026_Exemplo.xlsx – planilha preenchida com uma família fictícia, para ver como fica
• Planner_Financeiro_2027_em_branco.xlsx – a mesma planilha em branco, pronta para o seu ano
• Planner_Financeiro_imprimivel_A4.docx – versão Word de 4 páginas para imprimir e preencher à mão
Dentro da planilha:
• Painel do ano com gráfico de receitas x despesas, saldo acumulado e % da renda guardada
• 12 abas mensais (Jan a Dez): receitas, despesas fixas, despesas variáveis, dívidas e parcelas, investimentos e reserva
• Colunas Previsto, Realizado, Diferença e Pago? com lista suspensa
• Resumo do mês com aviso de saldo negativo e conferência da regra 50-30-20
• Metas financeiras: quanto guardar por mês até o prazo, com barra de progresso
• Controle de dívidas: juros embutidos, mês de quitação e ordem bola de neve
Para quem é: famílias, casais e quem mora sozinho e quer sair do vermelho, montar a reserva de emergência ou planejar 2027. As categorias (aluguel, condomínio, mercado, cartão, Pix…) seguem o dia a dia brasileiro e podem ser renomeadas.
Como editar: abra no Microsoft Excel, Google Sheets ou LibreOffice Calc. Os campos amarelos são para digitar; o resto calcula. Mude o ano no Painel e todas as abas acompanham. O arquivo Word abre no Word, Google Docs ou LibreOffice Writer.
Formato: A4, formato brasileiro (R$ 1.234,56 e datas DD/MM/AAAA), arquivos .xlsx e .docx.
Download digital – nenhum item físico é enviado.
• Guia de preenchimento em cada arquivo: capítulo “Preencher com IA” com frases prontas para um assistente de chat com IA, ligadas aos campos do modelo
Aviso (política da Etsy): este item foi criado pelo vendedor com a ajuda de ferramentas de IA.
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Item typeDigital download
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Digital file type(s)3 Files
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